Risk grade updatedRisk gradeEvidence verified
29 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → A3.Business profile
3Tom Oy
3Tom Oy's registered office is Hämeenlinna. It is a limited company. The company was established on 2025-01-14. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €15,000 and operating profit was €14,078.
Business ID 3498152-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3498152-1
- Sector
- Business and other management consultancy activities
- Municipality
- Hämeenlinna
- Company form
- Limited company
- Registration date
- 2025-01-14
- Business ID registration date
- 2024-12-20
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Palokunnankatu 26, 13100, Hämeenlinna
About 3Tom Oy
Financial position and key figures for the company.
3Tom Oy's location municipality is Hämeenlinna. It is a limited company. The company was established on 2025-01-14. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €15,000 and operating profit was €14,078. The latest retained financial statement for 2025-12-31 shows revenue of €15,000 and profit for the financial year of €11,262. Based on the latest retained statement, revenue growth was not currently available, operating margin was +93.9%, and equity ratio was +88.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Operating margin93.9%
Equity ratio88.4%
Balance-sheet contextLatest financial period
Cash and bank€8,335Previous: No comparison value
Equity€125,392Previous: No comparison value
Liabilities€16,530Previous: No comparison value
Current assets€27,792Previous: No comparison value
Current liabilities€16,530Previous: No comparison value
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Trend unavailable
Current ratioPassable
17/100 · Trend unavailable
Operating profit marginGood
100/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3498152-1
VAT IDFI34981521
EU IDFIFPRO.3498152-1
MunicipalityHämeenlinna
Current registered entries
2024-12-20Registered in Tax Administration (Prepayment Register)
2025-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2025-01-14Registered in Tax Administration (Tax Administration)
2025-01-14Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
Good3Tom Oy
Grade upgradedB3 → A3 · new analysis 2026-09-29
72/100
Medium
Usable financial evidenceFinancial data included
Same industry and sizeDescriptive comparison – does not change the model score.
51 peersSolvency73%
Better than 73% of peers
Profitability100%
Better than 100% of peers
Liquidity73%
Better than 73% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings111 days after period end
111 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-09-29 00:2372/100 · v0.14
B3 → A3 · +23 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B3
2026-09-1549/100 · v0.14
B2 → B3 · -4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1453/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-09-29
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
10/100
The company has about 1 years of registry continuity.
Registry and status signalsRajallinen
38/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
3 register eventsLatest event: 2026-04-21
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
3Tom Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.