Plans and pricing
One BUSINESS.fi plan – much more than accounting
Choose the level that fits your business. Plans bring company profile and CSC, DealDesk, Secure Mail, Secure Drive, accounting, and credit-based AI and add-on services into the same BUSINESS.fi workspace.
BUSINESS.fi as your company toolkit
The value of a plan is not one module. Core product areas first, with detailed limits further down.
Company profile + CSCA public company profile, Company Social Center, company-published content, reviews, questions and the Company Feed in one connected surface.
DealDeskA B2B marketplace for requests, supplier discovery, and publishing your company’s products and services to new customers.
Secure Mail + Secure DriveBUSINESS.fi Secure Mail for protected business communication and Secure Drive for storage designed around privacy, security and data durability.
Company intelligence + OpteromCompany search, financials, news, registry events and BUSINESS.fi Risk Rating powered by Opterom Open Risk Rating.
AccountingInvoicing, quotes, expenses, bank reconciliation and reporting, with broader payroll and collaboration capabilities in Pro and Accountant.
Credits + AICredits are used for selected variable-cost actions such as AI-assisted processing, DealDesk unlocks and human-support incidents.
Choose a plan
Basic is also shown as a €12/month reference price, but it is always billed annually at €120/year. Pro and Accountant can be billed monthly or annually. Prices exclude VAT; VAT is added only where applicable.
FreeFor testing, tiny one-person use, and trying the Business.fi workspace.
€0Free
- 1 active company- 25 invoices/year- Manual Snap uploads- AI via paid credits
BasicThe affordable BUSINESS.fi package for one small company: company tools, Secure Drive, credits and practical accounting.
€12€120 / year · always billed annually
- Edit your company profile + CSC- 1 active company- Accounting + 5 GB Secure Drive- 25 BUSINESS.fi credits/month
Recommended
ProFor growing and cross-border companies: multiple companies, payroll, broader automation and the Start-up Booster beta.
€149Billed monthly
- Start-up Booster beta- 3 companies + cross-border workflows- Payroll + 20 GB Secure Drive- 100 BUSINESS.fi credits/month
Client work
AccountantFor accounting firms and teams managing multiple client companies across the BUSINESS.fi workspace.
€299Billed monthly
- 25 client companies- Pro capabilities + Start-up Booster beta- 100 GB Secure Drive storage- 500 pooled BUSINESS.fi credits/month
CreditsOne-time BUSINESS.fi credits for AI-assisted document processing and DealDesk contact unlocks.
€49One-time credit pack
- 100 BUSINESS.fi credits- No recurring subscription- Variable-cost actions only- Manual uploads stay free
Why Pro?
Pro is not just Basic with higher limits. It is the tier for companies that are growing, operating multiple companies or working across borders.
Start-up Booster · betaThe Pro advisor watches company and accounting context and surfaces possible next steps such as cash flow, payroll, internationalisation, or when it may be useful to compare Finland, Estonia or US/Wyoming operating structures. It can escalate to a human or specialist where needed and does not replace tax or legal advice.
Multiple companies and countriesPro supports up to three active companies. FI and US workflows are the current production base, with EE coming to Pro as a beta expansion once its filing and reporting boundaries are fully production-ready.
Payroll, automation and more capacityPayroll, broader e-invoice readiness, 5 users, 20 GB of Secure Drive storage and 100 BUSINESS.fi credits per month make Pro a materially more operational tier than Basic.
Detailed comparison
Core platform capabilities first, followed by accounting, credits, usage limits and collaboration details.
| Feature / limit | Free | Basic | Pro | Accountant |
|---|---|---|---|---|
BUSINESS.fi Company profile and CSC | Public profile | Editing + publishing | Editing + publishing | Editing + publishing |
| Company profile editing | No | Yes · minimum tier | Included | Included |
| DealDesk | Included | Included | Included | Included |
| BUSINESS.fi Secure Mail | Included | Included | Included | Included |
| Secure Drive storage | 250 MB | 5 GB | 20 GB | 100 GB |
Credits and AI BUSINESS.fi credits / month | 0 | 25 | 100 | 500 |
| AI-assisted actions | With credits | Included + credits | Included + credits | Pooled credits |
| DealDesk contact unlocks | With credits | With credits | With credits | Pooled credits |
Growth and international Start-up Booster | No | No | Beta · included | Beta · included |
| Multi-company and cross-border workflows | No | 1 company | 3 companies · FI/US · EE beta | 25 client companies · FI/US · EE beta |
Accounting Invoices, quotes and expenses | Limited | Included | Fair use | Pooled fair use |
| Bank import and reconciliation | Limited | Included | Included | Included |
| Payroll and payslips | No | No / add-on later | Included | Included |
| E-invoice readiness | Preview | Preview | Included | Included |
| Country packs | FI | FI / US | FI / US · EE beta | FI / US · EE beta |
Limits Active companies | 1 | 1 | 3 | 25 |
| Users / team seats | 1 | 2 | 5 | 10 |
| Invoices / year | 25 | 300 | Fair use | Pooled fair use |
| Customers | 10 | 250 | Fair use | Fair use |
| Expense documents / year | 50 | 1 000 | Fair use | Pooled fair use |
Collaboration Accountant / client | No | No | Limited | Included |
Support Humanless support | Docs + AI | Docs + AI | Docs + AI | Docs + AI |
| Human support / incident | With credits | With credits | With credits | With credits |
Support without a mandatory support contract
Normal questions are handled through self-service and the Humanless support model. Human assistance remains available as a paid one-incident escalation when needed.
Humanless supportDocumentation and AI-first support are the default path, designed to solve routine questions quickly without waiting for a human queue.
Human support – one incident at a timeWhen a real person is needed, support is purchased as a separate incident using BUSINESS.fi credits. Billing follows actual time used, not a recurring support retainer.
Credits and add-ons
BUSINESS.fi creditsCredits are used for selected AI-assisted actions, bank statement processing, DealDesk contact unlocks, extra storage and human-support incidents. Normal invoicing, customer management and manual document uploads do not consume credits.
100 credits500 credits2,000 credits
Add-ons
Extra active company · availableExtra storage · availableExtra BUSINESS.fi credits · availablePayroll add-on for Basic · coming soonLive e-invoice operator · coming soonBUSINESS.fi Secure Mail · coming soonWooCommerce / commerce · coming soon