Plans and pricing
One BUSINESS.fi plan – much more than accounting
Choose the level that fits your business. Plans bring company profile and CSC, DealDesk, Secure Mail, Secure Drive, accounting, and credit-based AI and add-on services into the same BUSINESS.fi workspace.
BUSINESS.fi as your company toolkit
The value of a plan is not one module. Core product areas first, with detailed limits further down.
Company intelligence + OpteromSearch Finnish companies and review registry, contact, financial and risk context plus material company events.
OPTEROM Company Intelligence ReportsOrder a sourced premium company and risk intelligence report in English. Basic, Pro and Accountant: 25 OPTEROM Credits per report (about €12.25 at the current 100 OPTEROM Credits pack price). Your available OPTEROM Credits determine how many reports you can order.
Company profile + CSCManage your company’s BUSINESS.fi profile and Company Social Center: publishing, reviews, questions and the Company Feed.
DealDeskPost buyer requests, find suppliers, and publish your company’s products and services for new customers to discover.
Company WatchPrivately watch selected companies, receive daily or weekly digests, and get Early Distress Watch alerts for elevated predictive risk signals. Basic 1, Pro 50 and Accountant 200 companies.
AccountingHandle invoicing, quotes, expenses, bank reconciliation and reporting in the same workspace.
Secure Mail + Secure DriveProtect business communication with BUSINESS.fi Secure Mail and keep files in Secure Drive with privacy and security at the core.
OPTEROM Credits + AIUse OPTEROM Credits for selected variable-cost actions such as AI-assisted processing, DealDesk unlocks and extra storage.
Choose a plan
Basic is also shown as a €12/month reference price, but it is always billed annually at €120/year. Pro and Accountant can be billed monthly or annually. Prices exclude VAT; VAT is added only where applicable.
FreeFor testing, tiny one-person use, and trying the Business.fi workspace.
€0Free
- Company Watch not included- OPTEROM report ordering requires Basic+- 1 active company- 25 invoices/year- Manual Snap uploads- AI via paid OPTEROM Credits
BasicThe affordable BUSINESS.fi package for one small company: company tools, Secure Drive, OPTEROM Credits and practical accounting.
€120€10 / month billed annually
- Edit your company profile + CSC- Company Watch · 1 company- OPTEROM reports · 25 OPTEROM Credits/report- 1 active company- Accounting + 5 GB Secure Drive- 25 OPTEROM Credits/month
Recommended
ProFor growing and cross-border companies: multiple companies, payroll, broader automation and the Start-up Booster beta.
€1,490€124 / month billed annually
- Start-up Booster beta- Company Watch · up to 50 companies- OPTEROM reports · 25 OPTEROM Credits/report- 3 companies + cross-border workflows- Payroll + 20 GB Secure Drive- 100 OPTEROM Credits/month
Client work
AccountantFor accounting firms and teams managing multiple client companies across the BUSINESS.fi workspace.
€2,990€249 / month billed annually
- 25 client companies- Company Watch · up to 200 companies- OPTEROM reports · 25 OPTEROM Credits/report- Pro capabilities + Start-up Booster beta- 100 GB Secure Drive storage- 500 pooled OPTEROM Credits/month
CreditsOne-time OPTEROM Credits for metered services, including OPTEROM reports on eligible Basic+ accounts, AI-assisted processing and DealDesk contact unlocks.
€49One-time credit pack
- 100 OPTEROM Credits- No recurring subscription- Variable-cost actions only- Manual uploads stay free
Why Pro?
Pro is not just Basic with higher limits. It is the tier for companies that are growing, operating multiple companies or working across borders.
Start-up Booster · betaThe Pro advisor follows company and accounting context and surfaces possible next steps, observations and optimisation suggestions. It is also suited to internationalisation and managing multiple companies operating in different countries.
Multiple companies and countriesPro supports up to three active companies, which may also operate in different countries.
Payroll, automation and more capacityPayroll, broader e-invoice readiness, 5 users, 20 GB of Secure Drive storage and 100 OPTEROM Credits per month make Pro a materially more operational tier than Basic.
Detailed comparison
Core platform capabilities first, followed by accounting, OPTEROM Credits, usage limits and collaboration details.
| Feature / limit | Free | Basic | Pro | Accountant |
|---|---|---|---|---|
BUSINESS.fi Company profile and CSC | Public profile | Editing + publishing | Editing + publishing | Editing + publishing |
| Company profile editing | No | Yes · minimum tier | Included | Included |
| Yritysvahti / Company Watch | Not included | 1 company | 50 companies | 200 companies |
| OPTEROM Company Intelligence Report | Not included · Basic+ | 25 OPTEROM Credits / report | 25 OPTEROM Credits / report | 25 OPTEROM Credits / report |
| DealDesk | Included | Included | Included | Included |
| BUSINESS.fi Secure Mail | Included | Included | Included | Included |
| Secure Drive storage | 250 MB | 5 GB | 20 GB | 100 GB |
OPTEROM Credits and AI OPTEROM Credits / month | 0 | 25 | 100 | 500 |
| AI-assisted actions | With OPTEROM Credits | Included + OPTEROM Credits | Included + OPTEROM Credits | Pooled OPTEROM Credits |
| DealDesk contact unlocks | With OPTEROM Credits | With OPTEROM Credits | With OPTEROM Credits | Pooled OPTEROM Credits |
Growth and international Start-up Booster | No | No | Beta · included | Beta · included |
| Multi-company and cross-border workflows | No | 1 company | 3 companies · FI/US · EE beta | 25 client companies · FI/US · EE beta |
Accounting Invoices, quotes and expenses | Limited | Included | Fair use | Pooled fair use |
| Bank import and reconciliation | Limited | Included | Included | Included |
| Payroll and payslips | No | No / add-on later | Included | Included |
| E-invoice readiness | Preview | Preview | Included | Included |
| Country packs | FI | FI / US | FI / US · EE beta | FI / US · EE beta |
Limits Active companies | 1 | 1 | 3 | 25 |
| Users / team seats | 1 | 2 | 5 | 10 |
| Invoices / year | 25 | 300 | Fair use | Pooled fair use |
| Customers | 10 | 250 | Fair use | Fair use |
| Expense documents / year | 50 | 1 000 | Fair use | Pooled fair use |
Collaboration Accountant / client | No | No | Limited | Included |
Support Humanless support | Docs + AI | Docs + AI | Docs + AI | Docs + AI |
| Human support / incident | With OPTEROM Credits | With OPTEROM Credits | With OPTEROM Credits | With OPTEROM Credits |
Support without a mandatory support contract
Normal questions are handled through self-service and the Humanless support model. Human assistance remains available as a paid one-incident escalation when needed.
Humanless supportDocumentation and AI-first support are the default path, designed to solve routine questions quickly without waiting for a human queue.
Human support – one incident at a timeWhen a real person is needed, support is purchased as a separate incident using OPTEROM Credits. Billing follows actual time used, not a recurring support retainer.
Credits and add-ons
OPTEROM CreditsOPTEROM Credits are used for OPTEROM Company Intelligence Reports on eligible Basic+ plans as well as selected AI-assisted actions, bank statement processing, DealDesk contact unlocks, extra storage and human-support incidents. An OPTEROM report costs 25 OPTEROM Credits. Normal invoicing, customer management and manual document uploads do not consume OPTEROM Credits.
100 OPTEROM Credits500 OPTEROM Credits2,000 OPTEROM Credits
Add-ons
Extra active company · availableExtra storage · availableExtra OPTEROM Credits · availablePayroll add-on for Basic · coming soonLive e-invoice operator · coming soonBUSINESS.fi Secure Mail · coming soonWooCommerce / commerce · coming soon