Risk grade updatedRisk gradeEvidence verified
23 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2 → A1.Business profile
Aval Ab
Aval Ab's registered office is Helsingfors. It is a limited company. The company was established on 1988-11-23. It operates in the industry of legal counselling and advising activities. In its latest retained statement for 2025-12-31, revenue was €4,733,757 and operating profit was €2,217,780.
Business ID 0733532-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0733532-1
- Sector
- Legal counselling and advising activities
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 1988-11-23
- Business ID registration date
- 1989-03-09
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Södra kajen 6 A 9 a, 00130, Helsingfors
About Aval Ab
Financial position and key figures for the company.
Aval Ab's location municipality is Helsingfors. It is a limited company. The company was established on 1988-11-23. It operates in the industry of legal counselling and advising activities. In its latest retained statement for 2025-12-31, revenue was €4,733,757 and operating profit was €2,217,780. The latest retained financial statement for 2025-12-31 shows revenue of €4,733,757 and profit for the financial year of €1,767,648. Based on the latest retained statement, revenue growth was +21.8%, operating margin was +46.9%, and equity ratio was +62.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth21.8%
Operating margin46.9%
Equity ratio62.4%
Balance-sheet contextLatest financial period
Cash and bank€1,605,505Previous: €1,036,964
Retained earnings€2,027Previous: €1,050
Equity€1,800,894Previous: €1,665,246
Liabilities€1,086,450Previous: €868,840
Current assets€2,800,124Previous: €2,445,425
Current liabilities€1,086,450Previous: €868,840
Revenue trend2 periods
€3,886,220
2024-12-31
€4,733,757
2025-12-31
Operating profit (loss) trend2 periods
€2,040,856
2024-12-31
€2,217,780
2025-12-31
Profit (loss) for the financial year trend2 periods
€1,632,977
2024-12-31
€1,767,648
2025-12-31
Assets trend2 periods
€2,534,086
2024-12-31
€2,887,344
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
78/100 · Declining
Current ratioSatisfactory
49/100 · Improving
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 65.7 % | 62.4 % |
| Current ratio | 1.19x | 1.48x |
| Operating profit margin | 52.5 % | 46.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0733532-1
VAT IDFI07335321
EU IDFIFPRO.0733532-1
MunicipalityHelsingfors
Current registered entries
1988-11-23Registered in Patent and Registration Office (Trade Register)
1989-03-09Registered in Tax Administration (Tax Administration)
2006-12-01Registered in Tax Administration (Employer Register)
2006-12-01VAT-liable for business activity in Tax Administration (VAT Register)
2007-03-13Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A1
ExcellentAval Ab
Grade upgradedA2 → A1 · new analysis 2026-09-23
92/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueImproving
SolvencyStable
LiquidityImproving
National Tier 1 comparisonDescriptive comparison – does not change the model score.
368 peersSolvency53%
Close to the peer-group midpoint
Profitability92%
Better than 92% of peers
Liquidity71%
Better than 71% of peers
Revenue growth86%
Better than 86% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings106 days after period end
110 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA1
2026-09-23 10:1892/100 · v0.14
A2 → A1 · +9 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A2
2026-09-1583/100 · v0.14
B1 → A2 · +16 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1367/100 · v0.12
Oldest retained automatic assessment in this comparisonA1
2026-09-23
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
86/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 37 years of registry continuity.
Registry and status signalsVakaa
85/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
33 register eventsLatest event: 2026-04-25
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Aval Ab shows public core facts. A company representative can claim the profile, update public information, and access owner tools.