Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A3.Business profile
Bagger Oy Ab
Bagger Oy Ab's registered office is Borgå. It is a limited company. The company was established on 1989-11-08. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2022-08-31, revenue was €644,509 and operating profit was €223,380.
Business ID 0776291-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0776291-3
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Borgå
- Company form
- Limited company
- Registration date
- 1989-11-08
- Business ID registration date
- 1990-01-10
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Puusepänkaarre 9, 06150, Borgå
Postal address: Vålax Övre by 97, 07450, Voolahti
About Bagger Oy Ab
Financial position and key figures for the company.
Bagger Oy Ab's location municipality is Borgå. It is a limited company. The company was established on 1989-11-08. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2022-08-31, revenue was €644,509 and operating profit was €223,380. The latest retained financial statement for 2022-08-31 shows revenue of €644,509 and profit for the financial year of €171,211. Based on the latest retained statement, revenue growth was -19.8%, operating margin was +34.7%, and equity ratio was +57.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2022-08-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-19.8%
Operating margin34.7%
Equity ratio57.6%
Balance-sheet contextLatest financial period
Other operating income€59,646Previous: €60,410
Inventory€2,000Previous: €2,000
Cash and bank€2,835Previous: €42,304
Advances received€0Previous: €63,000
Retained earnings€324,223Previous: €223,306
Equity€503,844Previous: €351,332
Liabilities€370,450Previous: €108,311
Current assets€114,062Previous: €282,575
Current liabilities€126,500Previous: €108,311
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
72/100 · Declining
Current ratioWeak
1/100 · Declining
Operating profit marginGood
100/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0776291-3
VAT IDFI07762913
EU IDFIFPRO.0776291-3
MunicipalityBorgå
Current registered entries
1989-11-08Registered in Patent and Registration Office (Trade Register)
1990-01-10Registered in Tax Administration (Tax Administration)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
2008-01-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodBagger Oy Ab
Grade upgradedB2 → A3 · new analysis 2026-09-30
72/100
Low
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
155 peersSolvency53%
Close to the peer-group midpoint
Profitability88%
Better than 88% of peers
Liquidity34%
Below 66% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings427 days after period end
427 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Parsed financial metrics are older than the newest reported filing
- Weak current ratio
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-09-30 10:2872/100 · v0.14
B2 → A3 · +13 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2022-08-31).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1559/100 · v0.14
B2 → B2 · +3 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1456/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-09-30
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 36 years of registry continuity.
Registry and status signalsVakaa
76/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2026-08-20
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2022-08-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Bagger Oy Ab shows public core facts. A company representative can claim the profile, update public information, and access owner tools.