Risk grade updatedRisk gradeEvidence verified
29 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B1.Business profile
Educ Oy
Educ Oy's registered office is Kempele. It is a limited company. The company was established on 2015-10-23. It operates in the industry of other miscellaneous educational n.e.c..
Business ID 2716343-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2716343-2
- Sector
- Other miscellaneous educational n.e.c.
- Municipality
- Kempele
- Company form
- Limited company
- Registration date
- 2015-10-23
- Business ID registration date
- 2015-10-07
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Välskärinkurvi 19, 90450, Kempele
Website: https://www.educ.fiSource observation
About Educ Oy
Financial position and key figures for the company.
Educ Oy's location municipality is Kempele. It is a limited company. The company was established on 2015-10-23. It operates in the industry of other miscellaneous educational n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +32.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
6
2
PRH/XBRL financial statement
Derived indicators
Equity ratio32.3%
Balance-sheet contextLatest financial period
Cash and bank€59,246Previous: €55,678
Retained earnings-€131,191Previous: €2,916
Equity€21,361Previous: €29,309
Liabilities€44,677Previous: €43,559
Current assets€63,946Previous: €71,320
Current liabilities€44,677Previous: €43,559
Operating profit (loss) trend2 periods
€73,096
2024-12-31
€30,347
2025-12-31
Profit (loss) for the financial year trend2 periods
€57,395
2024-12-31
€23,893
2025-12-31
Assets trend2 periods
€72,868
2024-12-31
€66,038
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
40/100 · Declining
Current ratioSatisfactory
44/100 · Improving
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 40.2 % | 32.4 % |
| Current ratio | 1.28x | 1.33x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2716343-2
VAT IDFI27163432
EU IDFIFPRO.2716343-2
MunicipalityKempele
Current registered entries
2015-10-06VAT-liable for business activity in Tax Administration (VAT Register)
2015-10-06Registered in Tax Administration (Prepayment Register)
2015-10-23Registered in Patent and Registration Office (Trade Register)
2015-10-27Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableEduc Oy
Grade downgradedA3 → B1 · new analysis 2026-09-29
69/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
LiquidityStable
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings146 days after period end
165 days after period end
4 consecutive periods
Supporting factors
- Active registered status
- Long registry continuity
- Lower industry distress context
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB1
2026-09-29 04:3069/100 · v0.14
A3 → B1 · -2 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1571/100 · v0.14
B1 → A3 · +8 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1463/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-09-29
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 10 years of registry continuity.
Registry and status signalsVakaa
76/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
18 register eventsLatest event: 2025-07-02
Financial statements availability
Available financial statement periods and PRH source filings.
6 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Educ Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.