Risk grade updatedRisk gradeEvidence verified
2 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A3.Business profile
Enko Expert Services Oy
Enko Expert Services Oy's registered office is Salo. It is a limited company. The company was established on 2021-03-31. It operates in the industry of computer programming activities. In its latest retained statement for 2025-12-31, revenue was €2,552,604 and operating profit was €184,657.
Business ID 3199982-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3199982-2
- Sector
- Computer programming activities
- Municipality
- Salo
- Company form
- Limited company
- Registration date
- 2021-03-31
- Business ID registration date
- 2021-03-24
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Röykkälänkatu 9, 24100, Salo
About Enko Expert Services Oy
Financial position and key figures for the company.
Enko Expert Services Oy's location municipality is Salo. It is a limited company. The company was established on 2021-03-31. It operates in the industry of computer programming activities. In its latest retained statement for 2025-12-31, revenue was €2,552,604 and operating profit was €184,657. The latest retained financial statement for 2025-12-31 shows revenue of €2,552,604 and profit for the financial year of €156,417. Based on the latest retained statement, revenue growth was -4.2%, operating margin was +7.2%, and equity ratio was +68.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-4.2%
Operating margin7.2%
Equity ratio68.3%
Balance-sheet contextLatest financial period
Cash and bank€488,847Previous: €964,601
Retained earnings€844,454Previous: €795,104
Equity€1,000,871Previous: €917,454
Liabilities€463,920Previous: €489,934
Current assets€1,434,644Previous: €1,367,192
Current liabilities€463,920Previous: €489,934
Revenue trend2 periods
€2,665,735
2024-12-31
€2,552,604
2025-12-31
Operating profit (loss) trend2 periods
€126,194
2024-12-31
€184,657
2025-12-31
Profit (loss) for the financial year trend2 periods
€122,350
2024-12-31
€156,417
2025-12-31
Assets trend2 periods
€1,407,388
2024-12-31
€1,464,790
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
85/100 · Improving
Current ratioSatisfactory
35/100 · Declining
Operating profit marginSatisfactory
68/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 65.2 % | 68.3 % |
| Current ratio | 1.97x | 1.05x |
| Operating profit margin | 4.7 % | 7.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3199982-2
VAT IDFI31999822
EU IDFIFPRO.3199982-2
MunicipalitySalo
Current registered entries
2021-03-31Registered in Tax Administration (Tax Administration)
2021-03-31Registered in Patent and Registration Office (Trade Register)
2021-04-01Registered in Tax Administration (Employer Register)
2021-04-01VAT-liable for business activity in Tax Administration (VAT Register)
2021-04-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodEnko Expert Services Oy
Grade upgradedB2 → A3 · new analysis 2026-10-02
71/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueStable
ProfitabilityImproving
SolvencyStable
Same size nationallyDescriptive comparison – does not change the model score.
116 peersSolvency78%
Better than 78% of peers
Profitability54%
Close to the peer-group midpoint
Liquidity72%
Better than 72% of peers
Revenue growth26%
Below 74% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings90 days after period end
103 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-10-02 23:4971/100 · v0.14
B2 → A3 · +14 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1557/100 · v0.14
B2 → B2 · +1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1456/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-02
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
49/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsSeurattava
58/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2026-03-31
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Enko Expert Services Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.