Risk grade updatedRisk gradeEvidence verified
27 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → D.Business profile
Expit Oy
Expit Oy's registered office is Puumala. It is a limited company. The company was established on 2020-05-05. It operates in the industry of rental and leasing of cars and light motor vehicles. In its latest retained statement for 2023-04-30, revenue was €12,883 and operating profit was -€56,161.
Business ID 3132002-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3132002-3
- Sector
- Rental and leasing of cars and light motor vehicles
- Municipality
- Puumala
- Company form
- Limited company
- Registration date
- 2020-05-05
- Business ID registration date
- 2020-04-21
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Ojakuja 4, 52200, Puumala
About Expit Oy
Financial position and key figures for the company.
Expit Oy's location municipality is Puumala. It is a limited company. The company was established on 2020-05-05. It operates in the industry of rental and leasing of cars and light motor vehicles. In its latest retained statement for 2023-04-30, revenue was €12,883 and operating profit was -€56,161. The latest retained financial statement for 2023-04-30 shows revenue of €12,883 and profit for the financial year of -€59,032. Based on the latest retained statement, revenue growth was -1.3%, operating margin was -435.9%, and equity ratio was -22.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2023-04-30
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-1.3%
Operating margin-435.9%
Equity ratio-22.6%
Balance-sheet contextLatest financial period
Other operating income€8,957Previous: €0
Cash and bank€9,606Previous: €557
Retained earnings€1,864Previous: €2,095
Equity-€57,168Previous: €1,864
Liabilities€309,732Previous: €731
Current assets€12,567Previous: €2,595
Current liabilities€32,780Previous: €731
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioWeak
10/100 · Declining
Operating profit marginWeak
0/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3132002-3
VAT IDFI31320023
EU IDFIFPRO.3132002-3
MunicipalityPuumala
Current registered entries
2020-04-21VAT-liable for business activity in Tax Administration (VAT Register)
2020-05-05Registered in Tax Administration (Tax Administration)
2020-05-05Registered in Patent and Registration Office (Trade Register)
2024-05-15Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskExpit Oy
Grade downgradedB2 → D · new analysis 2026-09-27
27/100
Low
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
382 peersSolvency12%
Below 88% of peers
Profitability6%
Below 94% of peers
Liquidity49%
Close to the peer-group midpoint
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings319 days after period end
319 days after period end
1 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Parsed financial metrics are older than the newest reported filing
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsD
2026-09-27 22:2927/100 · v0.14
B2 → D · -24 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2023-04-30).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1551/100 · v0.14
B2 → B2 · -2 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1453/100 · v0.12
Oldest retained automatic assessment in this comparisonD
2026-09-27
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
30/100
Industry context is high based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
62/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
12 register eventsLatest event: 2025-09-23
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2023-04-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-03.
This company profile has not been claimed yet
Expit Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.