Risk grade updatedRisk gradeEvidence verified
27 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → D.Business profile
Findeli Oy
Findeli Oy was declared bankrupt 2026-09-22. In its latest retained statement for 2024-12-31, revenue was €278,651 and operating profit was -€12,272.
Business ID 0628614-2BANKRUPTCYUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0628614-2
- Sector
- Non-specialised retail sale of predominately food, beverages or tobacco
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 1986-06-19
- Business ID registration date
- 1986-09-05
- Business status
- BANKRUPTCY
- Profile ownership
- Unclaimed company profile
Contact and location summary
Postal address: P.O. Box 8, 33101, Tampere
About Findeli Oy
Financial position and key figures for the company.
Findeli Oy was declared bankrupt 2026-09-22. In its latest retained statement for 2024-12-31, revenue was €278,651 and operating profit was -€12,272. The latest retained financial statement for 2024-12-31 shows revenue of €278,651 and profit for the financial year of -€17,968. Based on the latest retained statement, revenue growth was +29.7%, operating margin was -4.4%, and equity ratio was -1.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth29.7%
Operating margin-4.4%
Equity ratio-1.2%
Balance-sheet contextLatest financial period
Inventory€8,446Previous: €12,938
Cash and bank€22,268Previous: €11,273
Retained earnings€8,178Previous: €37,887
Equity-€1,790Previous: €16,178
Liabilities€155,648Previous: €154,932
Current assets€70,263Previous: €70,152
Current liabilities€110,697Previous: €96,230
Revenue trend2 periods
€214,773
2023-12-31
€278,651
2024-12-31
Operating profit (loss) trend2 periods
-€46,404
2023-12-31
-€12,272
2024-12-31
Profit (loss) for the financial year trend2 periods
-€29,709
2023-12-31
-€17,968
2024-12-31
Assets trend2 periods
€171,110
2023-12-31
€153,858
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioWeak
9/100 · Improving
Operating profit marginWeak
39/100 · Improving
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 |
|---|---|---|
| Equity ratio | 9.4 % | -1.2 % |
| Current ratio | 0.25x | 0.28x |
| Operating profit margin | -21.6 % | -4.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusBANKRUPTCY
Trade RegisterRegistered
Business ID0628614-2
VAT IDFI06286142
EU IDFIFPRO.0628614-2
MunicipalityTampere
Current registered entries
1986-06-19Registered in Patent and Registration Office (Trade Register)
1986-09-05Registered in Tax Administration (Tax Administration)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
2023-03-15Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskFindeli Oy
Grade downgradedB1 → D · new analysis 2026-09-27
25/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueImproving
ProfitabilityImproving
LiquidityStable
Same size nationallyDescriptive comparison – does not change the model score.
163 peersSolvency16%
Below 84% of peers
Profitability17%
Below 83% of peers
Liquidity40%
Below 60% of peers
Revenue growth87%
Better than 87% of peers
DelayedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings395 days after period end
372 days after period end
2 consecutive periods
Supporting factors
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsD
2026-09-27 10:2125/100 · v0.14
B1 → D · -40 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1565/100 · v0.14
B2 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparisonD
2026-09-27
open-risk-grade-v0.14
The grade is reduced because of a critical legal status such as bankruptcy or liquidation.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
44/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 40 years of registry continuity.
Registry and status signalsHälyttävä
0/100
Bankruptcy or liquidation status is treated as a critical legal distress signal.
Events & news
Verified events and sourced external company news in one timeline.
Bankruptcy-related registry eventRegistryEvidence verified
22 Sept 2026 · PRH / KREKBANKRUPTCYRisk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
22 register eventsLatest event: 2026-09-22
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2024-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-08.
This company profile has not been claimed yet
Findeli Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.