Business profile

FinnLoft Oy

FinnLoft Oy's registered office is Saarenkylä. It is a limited company. The company was established on 2018-09-03. It operates in the industry of coffee houses and other non-alcoholic beverage serving activities. In its latest retained statement for 2025-12-31, revenue was €780,735 and operating profit was €132,433.

Business ID 2934067-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2934067-4
Sector
Coffee houses and other non-alcoholic beverage serving activities
Municipality
Saarenkylä
Company form
Limited company
Registration date
2018-09-03
Business ID registration date
2018-08-23
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Katajakuja 12, 96900, Saarenkylä

About FinnLoft Oy

Financial position and key figures for the company.

FinnLoft Oy's location municipality is Saarenkylä. It is a limited company. The company was established on 2018-09-03. It operates in the industry of coffee houses and other non-alcoholic beverage serving activities. In its latest retained statement for 2025-12-31, revenue was €780,735 and operating profit was €132,433. The latest retained financial statement for 2025-12-31 shows revenue of €780,735 and profit for the financial year of €101,240. Based on the latest retained statement, revenue growth was +8.0%, operating margin was +17.0%, and equity ratio was +64.8%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth8.0%
Operating margin17.0%
Equity ratio64.8%
Revenue€780,735+€57,730 (+8.0%) vs previous periodPrevious: €723,005
Operating profit (loss)€132,433-€4,013 (-2.9%) vs previous periodPrevious: €136,447
Profit (loss) for the financial year€101,240-€5,889 (-5.5%) vs previous periodPrevious: €107,129
Assets€484,827+€140,270 (+40.7%) vs previous periodPrevious: €344,557
Balance-sheet contextLatest financial period
Other operating income€2,596Previous: €8,391
Inventory€17,210Previous: €11,110
Cash and bank€239,289Previous: €243,285
Retained earnings€210,587Previous: €121,959
Equity€314,327Previous: €231,587
Liabilities€170,500Previous: €112,970
Current assets€322,381Previous: €265,106
Current liabilities€136,439Previous: €111,903
Revenue trend2 periods
€723,005
2024-12-31
€780,735
2025-12-31
Operating profit (loss) trend2 periods
€136,447
2024-12-31
€132,433
2025-12-31
Profit (loss) for the financial year trend2 periods
€107,129
2024-12-31
€101,240
2025-12-31
Assets trend2 periods
€344,557
2024-12-31
€484,827
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
81/100 · Declining
64.8 %2024-12-31: 67.2 %
Current ratioSatisfactory
63/100 · Declining
1.88x2024-12-31: 2.27x
Operating profit marginGood
92/100 · Declining
16.9 %2024-12-31: 18.7 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio67.2 %64.8 %
Current ratio2.27x1.88x
Operating profit margin18.7 %16.9 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2934067-4
VAT IDFI29340674
EU IDFIFPRO.2934067-4
MunicipalitySaarenkylä
Current registered entries
2018-08-23VAT-liable for business activity in Tax Administration (VAT Register)
2018-08-23Registered in Tax Administration (Prepayment Register)
2018-09-03Registered in Tax Administration (Tax Administration)
2018-09-03Registered in Patent and Registration Office (Trade Register)
2018-12-01Registered in Tax Administration (Employer Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodFinnLoft Oy
Grade upgradedB3 → A3 · new analysis 2026-09-18
Model score76/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueStable
ProfitabilityStable
SolvencyStable
LiquidityDeteriorating
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
148 peers
Solvency63%
Better than 63% of peers
Profitability75%
Better than 75% of peers
Liquidity79%
Better than 79% of peers
Revenue growth68%
Better than 68% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag55 days after period end
Typical registration lag86 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note
  • Elevated industry distress context
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A3
2026-09-18 10:3176/100 · v0.14
B3 → A3 · +29 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1447/100 · v0.14
B3 → B3
B3
2026-09-1447/100 · v0.13
B2 → B3 · -4 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1351/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-09-18
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskhigh
14/100

Industry context is high based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 8 years of registry continuity.

Registry and status signalsSeurattava
66/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.

Registry timeline

Trade register notifications shown on a timeline.

9 register eventsLatest event: 2026-02-24

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

FinnLoft Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.