Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
FINSTEC OY
FINSTEC OY's registered office is Helsingfors. It is a limited company. The company was established on 2009-02-18. It operates in the industry of manufacture of other general-purpose machinery n.e.c.. In its latest retained statement for 2026-03-31, revenue was €902,649 and operating profit was €37,517.
Business ID 2248863-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2248863-3
- Sector
- Manufacture of other general-purpose machinery n.e.c.
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2009-02-18
- Business ID registration date
- 2009-02-02
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Sienitie 46, 00760, Helsingfors
Postal address: sienitie 46, 00760, Helsingfors
Phone: +358104701470Source observation
Email: [email protected]Source observation
Website: https://www.finstec.fiSource observation
People and decision-makers
Saarinen Karl Ari JuhaniToimitusjohtaja
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Tikka Marko JohannesPuheenjohtaja
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Juha HöysniemiDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Timi AholaDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Juho SaarinenDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About FINSTEC OY
Financial position and key figures for the company.
FINSTEC OY's location municipality is Helsingfors. It is a limited company. The company was established on 2009-02-18. It operates in the industry of manufacture of other general-purpose machinery n.e.c.. In its latest retained statement for 2026-03-31, revenue was €902,649 and operating profit was €37,517. The latest retained financial statement for 2026-03-31 shows revenue of €902,649 and profit for the financial year of €17,431. Based on the latest retained statement, revenue growth was +7.7%, operating margin was +4.2%, and equity ratio was +14.1%.
Auxiliary business names
Public alternate names materialized from source observations.
FINSTEC ABFINSTEC Ltd.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimialana on terveydenhuollon ja lääketeollisuuden laitteiden myynti ja huolto. Yhtiö voi omistaa, vuokrata ja hallinnoida koti- ja ulkomaisia osakkeita, muita arvopapereita ja kiinteistöjä, käydä niillä kauppaa sekä harjoittaa muuta sijoitustoimintaa.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-03-31
2
2
Combined source
Derived indicators
Revenue growth7.7%
Operating margin4.2%
Equity ratio14.1%
Balance-sheet contextLatest financial period
Other operating income€2,158Previous: €1,509
Inventory€77,120Previous: €55,877
Cash and bank€73,423Previous: €113,243
Retained earnings€33,617Previous: €51,796
Equity€59,198Previous: €63,388
Liabilities€360,420Previous: €375,132
Current assets€251,963Previous: €214,980
Current liabilities€360,420Previous: €375,132
Revenue trend6 periods
€896,910
2021-03-31
€932,898
2022-03-31
€939,721
2023-03-31
€824,591
2024-03-31
€837,755
2025-03-31
€902,649
2026-03-31
Operating profit (loss) trend6 periods
-€97,439
2021-03-31
€172,361
2022-03-31
€31,024
2023-03-31
€43,847
2024-03-31
€30,227
2025-03-31
€37,517
2026-03-31
Profit (loss) for the financial year trend6 periods
-€103,637
2021-03-31
€140,868
2022-03-31
€31,832
2023-03-31
€31,403
2024-03-31
€3,442
2025-03-31
€17,431
2026-03-31
Assets trend6 periods
€262,202
2021-03-31
€454,924
2022-03-31
€334,872
2023-03-31
€248,974
2024-03-31
€438,520
2025-03-31
€419,618
2026-03-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioWeak
18/100 · Declining
Current ratioWeak
14/100 · Declining
Operating profit marginSatisfactory
60/100 · Improving
Ratio history
| Ratio | 2021-03-31 | 2022-03-31 | 2023-03-31 | 2024-03-31 | 2025-03-31 | 2026-03-31 |
|---|---|---|---|---|---|---|
| Equity ratio | 24.7 % | 39.5 % | 39.5 % | 41.5 % | 14.5 % | 14.1 % |
| Current ratio | - | - | - | - | 0.45x | 0.42x |
| Operating profit margin | -10.9 % | 18.4 % | 3.3 % | 5.3 % | 3.6 % | 4.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2248863-3
VAT IDFI22488633
EU IDFIFPRO.2248863-3
MunicipalityHelsingfors
Current registered entries
2009-02-18Registered in Patent and Registration Office (Trade Register)
2009-02-25Registered in Tax Administration (Tax Administration)
2009-04-01VAT-liable for business activity in Tax Administration (VAT Register)
2009-04-01Registered in Tax Administration (Prepayment Register)
2011-09-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Saarinen Karl Ari JuhaniToimitusjohtajaSources: 6 · Confidence: 78%
Tikka Marko JohannesPuheenjohtajaSources: 6 · Confidence: 78%
Saarinen Karl Ari JuhaniVarsinainen jäsenSources: 3 · Confidence: 78%
Saarinen Heidi ChristinaVarajäsenSources: 2 · Confidence: 78%
Tikka Tiina KatriinaVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryFINSTEC OY
Grade unchangedB2 · new analysis 2026-10-15
54/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueStable
ProfitabilityStable
LiquidityStable
Same size nationallyDescriptive comparison – does not change the model score.
1090 peersSolvency21%
Below 79% of peers
Profitability43%
Below 57% of peers
Liquidity58%
Better than 58% of peers
Revenue growth69%
Better than 69% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings185 days after period end
207 days after period end
2 consecutive periods
Supporting factors
- Active registered status
- Long registry continuity
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB2
2026-10-15 14:4154/100 · v0.14
B2 → B2 · +2 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-03-31).
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
B2
2026-09-1552/100 · v0.14
B2 → B2 · -4 points- Revenue: Deteriorating
- Profitability: Stable
- Solvency: Deteriorating
B2
2026-09-1356/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-10-15
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
39/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 17 years of registry continuity.
Registry and status signalsSeurattava
70/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Financial statement availableFinancialEvidence verified
31 Mar 2026 · PRH / XBRLFinancial period ends 2026-03-31.Registry timeline
Trade register notifications shown on a timeline.
21 register eventsLatest event: 2026-02-17
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2026-03-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-17.
This company profile has not been claimed yet
FINSTEC OY shows public core facts. A company representative can claim the profile, update public information, and access owner tools.