Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Fintegrity Oy
Fintegrity Oy's registered office is Kempele. It is a limited company. The company was established on 2020-05-29. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €205,325 and operating profit was -€1,481.
Business ID 3137253-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3137253-6
- Sector
- Business and other management consultancy activities
- Municipality
- Kempele
- Company form
- Limited company
- Registration date
- 2020-05-29
- Business ID registration date
- 2020-05-20
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Korsipolku 5, 90440, Kempele
People and decision-makers
Palovaara Pepe JoakkimVarsinainen jäsen
Palovaara Emilia Minna MarikaVarajäsen
About Fintegrity Oy
Financial position and key figures for the company.
Fintegrity Oy's location municipality is Kempele. It is a limited company. The company was established on 2020-05-29. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €205,325 and operating profit was -€1,481. The latest retained financial statement for 2025-12-31 shows revenue of €205,325 and profit for the financial year of -€1,436. Based on the latest retained statement, revenue growth was +2.1%, operating margin was -0.7%, and equity ratio was +82.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth2.1%
Operating margin-0.7%
Equity ratio82.8%
Revenue€205,325+€4,267 (+2.1%) vs previous periodPrevious: €201,058
Operating profit (loss)-€1,481-€8,386 (-121.5%) vs previous periodPrevious: €6,905
Profit (loss) for the financial year-€1,436-€6,919 (-126.2%) vs previous periodPrevious: €5,483
Assets€39,041-€4,042 (-9.4%) vs previous periodPrevious: €43,083
Balance-sheet contextLatest financial period
Profit before taxes-€1,436Previous: €6,943
Employees1Previous: 1
Revenue trend5 periods
€189,569
2021-12-31
€202,511
2022-12-31
€202,189
2023-12-31
€201,058
2024-12-31
€205,325
2025-12-31
Operating profit (loss) trend5 periods
€10,544
2021-12-31
€13,553
2022-12-31
€6,735
2023-12-31
€6,905
2024-12-31
-€1,481
2025-12-31
Profit (loss) for the financial year trend5 periods
€8,356
2021-12-31
€10,805
2022-12-31
€5,328
2023-12-31
€5,483
2024-12-31
-€1,436
2025-12-31
Assets trend5 periods
€30,015
2021-12-31
€38,603
2022-12-31
€42,544
2023-12-31
€43,083
2024-12-31
€39,041
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
48/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 73.4 % | 80.5 % | 79.7 % | 85.1 % | 82.8 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 5.6 % | 6.7 % | 3.3 % | 3.4 % | -0.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3137253-6
VAT IDFI31372536
EU IDFIFPRO.3137253-6
MunicipalityKempele
Current registered entries
2020-05-20VAT-liable for business activity in Tax Administration (VAT Register)
2020-05-20Registered in Tax Administration (Prepayment Register)
2020-05-29Registered in Tax Administration (Tax Administration)
2020-05-29Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Palovaara Emilia Minna MarikaVarajäsenSources: 2 · Confidence: 78%
Palovaara Pepe JoakkimVarsinainen jäsenSources: 4 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableFintegrity Oy
69/100
Medium
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueStable
SolvencyImproving
LiquidityNot enough history
Same industryDescriptive comparison – does not change the model score.
143 peersSolvency59%
Better than 59% of peers
Profitability25%
Below 75% of peers
Revenue growth76%
Better than 76% of peers
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative profitability or net result
B1
2026-09-16
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
61/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2026-02-12
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Fintegrity Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.