Business profile

Fourth Step Oy

Fourth Step Oy's registered office is Vaasa. It is a limited company. The company was established on 2011-11-30. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c..

Business ID 2440564-3ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2440564-3
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Vaasa
Company form
Limited company
Registration date
2011-11-30
Business ID registration date
2011-11-08
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Liikekuja 7, 65380, Vaasa

About Fourth Step Oy

Financial position and key figures for the company.

Fourth Step Oy's location municipality is Vaasa. It is a limited company. The company was established on 2011-11-30. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was -19.3%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Equity ratio-19.3%
Operating profit (loss)-€2,199+€1,100 (+33.4%) vs previous periodPrevious: -€3,299
Profit (loss) for the financial year-€1,751+€1,248 (+41.6%) vs previous periodPrevious: -€2,999
Assets€101,709-€14,823 (-12.7%) vs previous periodPrevious: €116,532
Balance-sheet contextLatest financial period
Cash and bank€12,193Previous: €30,152
Retained earnings-€22,090Previous: -€19,092
Equity-€19,641Previous: -€17,890
Liabilities€121,350Previous: €134,423
Current assets€12,193Previous: €30,152
Current liabilities€1,650Previous: €14,723
Operating profit (loss) trend2 periods
-€3,299
2024-12-31
-€2,199
2025-12-31
Profit (loss) for the financial year trend2 periods
-€2,999
2024-12-31
-€1,751
2025-12-31
Assets trend2 periods
€116,532
2024-12-31
€101,709
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
0/100 · Declining
-19.3 %2024-12-31: -15.3 %
Current ratioGood
100/100 · Improving
7.39x2024-12-31: 2.05x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Ratio history
Ratio2024-12-312025-12-31
Equity ratio-15.3 %-19.3 %
Current ratio2.05x7.39x
Operating profit margin--

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2440564-3
EU IDFIFPRO.2440564-3
MunicipalityVaasa
Current registered entries
2011-11-08Registered in Tax Administration (Prepayment Register)
2011-11-30Registered in Patent and Registration Office (Trade Register)
2011-12-07Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactoryFourth Step Oy
Grade downgradedA3 → B2 · new analysis 2026-10-02
Model score56/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityImproving
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
90 peers
Solvency10%
Below 90% of peers
Liquidity81%
Better than 81% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag192 days after period end
Typical registration lag192 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Healthy short-term liquidity
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Negative equity
  • Negative profitability or net result
  • Losses in the latest and previous available periods
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B2
2026-10-02 11:5956/100 · v0.14
A3 → B2 · -19 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1575/100 · v0.14
B1 → A3 · +10 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1465/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-10-02
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 14 years of registry continuity.

Registry and status signalsVakaa
82/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
2 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

19 register eventsLatest event: 2026-07-11

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Fourth Step Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.