Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Gemmi Oy
Gemmi Oy's registered office is Helsingfors. It is a limited company. The company was established on 2005-12-27. It operates in the industry of retail sale of clothing without specialisation on any specific product group. In its latest retained statement for 2025-12-31, revenue was €287,427 and operating profit was €14,608.
Business ID 2008286-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2008286-7
- Sector
- Retail sale of clothing without specialisation on any specific product group
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2005-12-27
- Business ID registration date
- 2005-12-20
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kluuvikatu 4, 00100, Helsingfors
Postal address: Pohjoisesplanadi 33, 00100, Helsingfors
Website: https://www.gemmi.fiSource observation
About Gemmi Oy
Financial position and key figures for the company.
Gemmi Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2005-12-27. It operates in the industry of retail sale of clothing without specialisation on any specific product group. In its latest retained statement for 2025-12-31, revenue was €287,427 and operating profit was €14,608. The latest retained financial statement for 2025-12-31 shows revenue of €287,427 and profit for the financial year of €5,922. Based on the latest retained statement, revenue growth was -59.2%, operating margin was +5.1%, and equity ratio was +26.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
5
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-59.2%
Operating margin5.1%
Equity ratio26.3%
Balance-sheet contextLatest financial period
Other operating income€74,732Previous: €82,572
Inventory€149,099Previous: €269,336
Cash and bank€145,161Previous: €7,181
Advances received€0Previous: €2,179
Retained earnings-€2,118,667Previous: -€2,019,395
Equity€84,785Previous: €78,863
Liabilities€237,972Previous: €573,922
Current assets€320,049Previous: €316,093
Current liabilities€219,415Previous: €453,370
Revenue trend2 periods
€704,397
2024-12-31
€287,427
2025-12-31
Operating profit (loss) trend2 periods
-€71,595
2024-12-31
€14,608
2025-12-31
Profit (loss) for the financial year trend2 periods
-€99,272
2024-12-31
€5,922
2025-12-31
Assets trend2 periods
€652,785
2024-12-31
€322,757
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
33/100 · Improving
Current ratioSatisfactory
45/100 · Improving
Operating profit marginSatisfactory
60/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 12.1 % | 26.3 % |
| Current ratio | 0.61x | 1.34x |
| Operating profit margin | -9.1 % | 4.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2008286-7
VAT IDFI20082867
EU IDFIFPRO.2008286-7
MunicipalityHelsingfors
Current registered entries
2005-12-22Registered in Tax Administration (Tax Administration)
2005-12-27Registered in Patent and Registration Office (Trade Register)
2015-01-01Registered in Tax Administration (Employer Register)
2015-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2015-01-19Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableGemmi Oy
Grade unchangedB1 · new analysis 2026-10-02
63/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsProfitabilityImproving
SolvencyImproving
LiquidityImproving
Same size nationallyDescriptive comparison – does not change the model score.
83 peersSolvency36%
Below 64% of peers
Profitability37%
Below 63% of peers
Liquidity73%
Better than 73% of peers
Revenue growth0%
Below 100% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings164 days after period end
200 days after period end
3 consecutive periods
Supporting factors
- Active registered status
- Long registry continuity
Risk factors to note
- Sharp year-over-year revenue drop
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB1
2026-10-02 06:1663/100 · v0.14
B1 → B1 · -4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1567/100 · v0.14
B2 → B1 · +8 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-02
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
46/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 20 years of registry continuity.
Registry and status signalsVakaa
80/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
22 register eventsLatest event: 2025-07-28
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Gemmi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.