Business profile

JAsolutions Oy

JAsolutions Oy's registered office is Oulu. It is a limited company. The company was established on 2019-08-09. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €237,563 and operating profit was €111,096.

Business ID 3013315-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3013315-4
Sector
Activities of insurance agents and brokers
Municipality
Oulu
Company form
Limited company
Registration date
2019-08-09
Business ID registration date
2019-07-18
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Rintintie 4, 90410, Oulu

About JAsolutions Oy

Financial position and key figures for the company.

JAsolutions Oy's location municipality is Oulu. It is a limited company. The company was established on 2019-08-09. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €237,563 and operating profit was €111,096. The latest retained financial statement for 2025-12-31 shows revenue of €237,563 and profit for the financial year of €78,134. Based on the latest retained statement, revenue growth was +15.4%, operating margin was +46.8%, and equity ratio was +56.7%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth15.4%
Operating margin46.8%
Equity ratio56.7%
Balance-sheet contextLatest financial period
Other operating income€19,999Previous: €27,002
Cash and bank€59,490Previous: €8,339
Advances received€250Previous: €0
Retained earnings€299,502Previous: €260,064
Equity€377,636Previous: €325,502
Liabilities€288,285Previous: €258,838
Current assets€72,473Previous: €34,174
Current liabilities€30,998Previous: €20,495
Revenue trend2 periods
€205,830
2024-12-31
€237,563
2025-12-31
Operating profit (loss) trend2 periods
€91,568
2024-12-31
€111,096
2025-12-31
Profit (loss) for the financial year trend2 periods
€65,437
2024-12-31
€78,134
2025-12-31
Assets trend2 periods
€584,340
2024-12-31
€665,921
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
71/100 · Improving
56.7 %2024-12-31: 55.7 %
Current ratioSatisfactory
64/100 · Improving
1.92x2024-12-31: 0.41x
Operating profit marginGood
100/100 · Improving
43.1 %2024-12-31: 39.3 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio55.7 %56.7 %
Current ratio0.41x1.92x
Operating profit margin39.3 %43.1 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3013315-4
VAT IDFI30133154
EU IDFIFPRO.3013315-4
MunicipalityOulu
Current registered entries
2019-08-09Registered in Tax Administration (Tax Administration)
2019-08-09Registered in Patent and Registration Office (Trade Register)
2019-10-01Registered in Tax Administration (Prepayment Register)
2021-05-01VAT-liable for business activity in Tax Administration (VAT Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodJAsolutions Oy
Grade upgradedB1 → A2 · new analysis 2026-10-01
Model score84/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators show coordinated recovery.
3 comparable periods
RevenueImproving
ProfitabilityImproving
SolvencyStable
LiquidityImproving
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
362 peers
Solvency53%
Close to the peer-group midpoint
Profitability91%
Better than 91% of peers
Liquidity78%
Better than 78% of peers
Revenue growth73%
Better than 73% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag136 days after period end
Typical registration lag136 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
A2
2026-10-01 20:3984/100 · v0.14
B1 → A2 · +21 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1563/100 · v0.14
B1 → B1 · +3 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1460/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-01
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 7 years of registry continuity.

Registry and status signalsSeurattava
57/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
1 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

10 register eventsLatest event: 2025-04-18

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

JAsolutions Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.