Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A3.Business profile
Jerppa Oy
Jerppa Oy's registered office is Säynätsalo. It is a limited company. The company was established on 2022-07-05. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-10-31, revenue was €104,706 and operating profit was €104,706.
Business ID 3296584-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3296584-3
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Säynätsalo
- Company form
- Limited company
- Registration date
- 2022-07-05
- Business ID registration date
- 2022-06-27
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kilkitniementie 5, 40900, Säynätsalo
About Jerppa Oy
Financial position and key figures for the company.
Jerppa Oy's location municipality is Säynätsalo. It is a limited company. The company was established on 2022-07-05. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-10-31, revenue was €104,706 and operating profit was €104,706. The latest retained financial statement for 2025-10-31 shows revenue of €104,706 and profit for the financial year of €83,433. Based on the latest retained statement, revenue growth was not currently available, operating margin was +100.0%, and equity ratio was +38.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-10-31
1
1
PRH/XBRL financial statement
Derived indicators
Operating margin100.0%
Equity ratio38.5%
Balance-sheet contextLatest financial period
Cash and bank€104,706Previous: €0
Equity€83,433Previous: €0
Liabilities€133,023Previous: €0
Current assets€104,706Previous: €0
Current liabilities€133,023Previous: €0
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
48/100 · Trend unavailable
Current ratioPassable
26/100 · Trend unavailable
Operating profit marginGood
100/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3296584-3
EU IDFIFPRO.3296584-3
MunicipalitySäynätsalo
Current registered entries
2022-07-05Registered in Tax Administration (Tax Administration)
2022-07-05Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodJerppa Oy
Grade upgradedB2 → A3 · new analysis 2026-09-19
71/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
203 peersSolvency37%
Below 63% of peers
Profitability100%
Better than 100% of peers
Liquidity55%
Better than 55% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings160 days after period end
160 days after period end
1 consecutive periods
Supporting factors
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-09-19 14:3771/100 · v0.14
B2 → A3 · +13 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-10-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1458/100 · v0.14
B2 → B2B2
2026-09-1458/100 · v0.13
B2 → B2- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1358/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-09-19
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
36/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2026-04-09
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-10-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Jerppa Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.