Business profile

Makeveli Oy

Makeveli Oy's registered office is Esbo. It is a limited company. The company was established on 2023-10-11. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €59,000 and operating profit was -€2,437.

Business ID 3394640-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3394640-9
Sector
Activities of insurance agents and brokers
Municipality
Esbo
Company form
Limited company
Registration date
2023-10-11
Business ID registration date
2023-10-04
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Kirjomäki 10, 02750, Esbo

Website: https://vakuutusmyyja.fiSource observation

About Makeveli Oy

Financial position and key figures for the company.

Makeveli Oy's location municipality is Esbo. It is a limited company. The company was established on 2023-10-11. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €59,000 and operating profit was -€2,437. The latest retained financial statement for 2025-12-31 shows revenue of €59,000 and profit for the financial year of -€2,439. Based on the latest retained statement, revenue growth was -1.2%, operating margin was -4.1%, and equity ratio was -73.4%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-1.2%
Operating margin-4.1%
Equity ratio-73.4%
Revenue€59,000-€739 (-1.2%) vs previous periodPrevious: €59,739
Operating profit (loss)-€2,437-€4,815 (-202.5%) vs previous periodPrevious: €2,378
Profit (loss) for the financial year-€2,439-€4,279 (-232.6%) vs previous periodPrevious: €1,840
Assets€816-€2,979 (-78.5%) vs previous periodPrevious: €3,795
Balance-sheet contextLatest financial period
Cash and bank€547Previous: €3,514
Retained earnings€1,840Previous: €0
Equity-€600Previous: €1,840
Liabilities€1,416Previous: €1,955
Current assets€816Previous: €3,795
Current liabilities€1,416Previous: €1,955
Revenue trend2 periods
€59,739
2024-12-31
€59,000
2025-12-31
Operating profit (loss) trend2 periods
€2,378
2024-12-31
-€2,437
2025-12-31
Profit (loss) for the financial year trend2 periods
€1,840
2024-12-31
-€2,439
2025-12-31
Assets trend2 periods
€3,795
2024-12-31
€816
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
0/100 · Declining
-73.4 %2024-12-31: 48.5 %
Current ratioWeak
13/100 · Declining
0.39x2024-12-31: 1.80x
Operating profit marginWeak
40/100 · Declining
-4.1 %2024-12-31: 4.0 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio48.5 %-73.4 %
Current ratio1.80x0.39x
Operating profit margin4.0 %-4.1 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3394640-9
EU IDFIFPRO.3394640-9
MunicipalityEsbo
Current registered entries
2023-10-04Registered in Tax Administration (Prepayment Register)
2023-10-11Registered in Tax Administration (Tax Administration)
2023-10-11Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
D
High riskMakeveli Oy
Grade downgradedB2 → D · new analysis 2026-09-26
Model score22/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
2 comparable periods
RevenueStable
ProfitabilityDeteriorating
SolvencyDeteriorating
LiquidityDeteriorating
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag27 days after period end
Typical registration lag30 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Active registered status
  • A newer financial statement filing has been reported
  • Lower industry distress context
Risk factors to note
  • Negative equity
  • Weak current ratio
  • Negative profitability or net result
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
D
2026-09-26 03:5222/100 · v0.14
B2 → D · -31 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1553/100 · v0.14
B2 → B2 · -2 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1455/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeD
Automatic model snapshot2026-09-26
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

A serious financial risk signal affects this grade. Review the profile financial indicators as well.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 3 years of registry continuity.

Registry and status signalsRajallinen
39/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → D.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

4 register eventsLatest event: 2026-01-27

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-14.

This company profile has not been claimed yet

Makeveli Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.