Risk grade updatedRisk gradeEvidence verified
4 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Munck Oy
Munck Oy's registered office is Nummela. It is a limited company. The company was established on 2021-03-31. It operates in the industry of activities of holding companies. In its latest retained statement for 2025-12-31, revenue was €12,630 and operating profit was -€6,772.
Business ID 3159907-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3159907-9
- Sector
- Activities of holding companies
- Municipality
- Nummela
- Company form
- Limited company
- Registration date
- 2021-03-31
- Business ID registration date
- 2020-09-21
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Albertinkatu 10 B 9, 03100, Nummela
Phone: +358207981280Source observation
Website: https://munck.fiSource observation
People and decision-makers
Kurman-Munck Eva MariaToimitusjohtaja
About Munck Oy
Financial position and key figures for the company.
Munck Oy's location municipality is Nummela. It is a limited company. The company was established on 2021-03-31. It operates in the industry of activities of holding companies. In its latest retained statement for 2025-12-31, revenue was €12,630 and operating profit was -€6,772. The latest retained financial statement for 2025-12-31 shows revenue of €12,630 and profit for the financial year of -€10,207. Based on the latest retained statement, revenue growth was -34.1%, operating margin was -53.6%, and equity ratio was +96.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-34.1%
Operating margin-53.6%
Equity ratio96.9%
Revenue€12,630-€6,533 (-34.1%) vs previous periodPrevious: €19,163
Operating profit (loss)-€6,772+€49,454 (+88.0%) vs previous periodPrevious: -€56,226
Profit (loss) for the financial year-€10,207+€52,626 (+83.8%) vs previous periodPrevious: -€62,833
Assets€157,105-€12,087 (-7.1%) vs previous periodPrevious: €169,191
Balance-sheet contextLatest financial period
Profit before taxes-€10,207Previous: €833
Employees12Previous: No comparison value
Revenue trend5 periods
€74,736
2021-12-31
€68,624
2022-12-31
€53,112
2023-12-31
€19,163
2024-12-31
€12,630
2025-12-31
Operating profit (loss) trend5 periods
€37,156
2021-12-31
€28,386
2022-12-31
€28,050
2023-12-31
-€56,226
2024-12-31
-€6,772
2025-12-31
Profit (loss) for the financial year trend5 periods
€25,274
2021-12-31
€18,769
2022-12-31
€17,439
2023-12-31
-€62,833
2024-12-31
-€10,207
2025-12-31
Assets trend5 periods
€455,353
2021-12-31
€300,010
2022-12-31
€287,147
2023-12-31
€169,191
2024-12-31
€157,105
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
0/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 43.3 % | 66.6 % | 70.1 % | 97.3 % | 96.9 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 45.5 % | 37.7 % | 47.5 % | -122.3 % | -53.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3159907-9
EU IDFIFPRO.3159907-9
MunicipalityNummela
Current registered entries
2021-03-31Registered in Patent and Registration Office (Trade Register)
2021-04-01Registered in Tax Administration (Prepayment Register)
2021-04-01Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Kurman-Munck Eva MariaToimitusjohtajaSources: 5 · Confidence: 78%
Munck Erika MariaVarsinainen jäsenSources: 4 · Confidence: 78%
Hiltunen Eva MariaTilintarkastajaSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryMunck Oy
59/100
Medium
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsProfitabilityVolatile
SolvencyImproving
LiquidityNot enough history
Same size nationallyDescriptive comparison – does not change the model score.
255 peersSolvency82%
Better than 82% of peers
Profitability12%
Below 88% of peers
Revenue growth23%
Below 77% of peers
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
- Sharp year-over-year revenue drop
B2
2026-10-04
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
80/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsRajallinen
47/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2025-05-10
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Munck Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.