Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → B1.Business profile
Pointsi Oy
Pointsi Oy's registered office is Imatra. It is a limited company. The company was established on 2021-08-20. It operates in the industry of temporary employment agency activities and other human resource provisions. In its latest retained statement for 2025-12-31, revenue was €184,476 and operating profit was €19,870.
Business ID 3229402-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3229402-3
- Sector
- Temporary employment agency activities and other human resource provisions
- Municipality
- Imatra
- Company form
- Limited company
- Registration date
- 2021-08-20
- Business ID registration date
- 2021-08-16
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Koskenparras 1 B 4, 55100, Imatra
Website: https://www.pointsi.fiSource observation
About Pointsi Oy
Financial position and key figures for the company.
Pointsi Oy's location municipality is Imatra. It is a limited company. The company was established on 2021-08-20. It operates in the industry of temporary employment agency activities and other human resource provisions. In its latest retained statement for 2025-12-31, revenue was €184,476 and operating profit was €19,870. The latest retained financial statement for 2025-12-31 shows revenue of €184,476 and profit for the financial year of €13,525. Based on the latest retained statement, revenue growth was +87.1%, operating margin was +10.8%, and equity ratio was +28.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth87.1%
Operating margin10.8%
Equity ratio28.0%
Balance-sheet contextLatest financial period
Other operating income€700Previous: €0
Cash and bank€7,902Previous: €5,056
Retained earnings€38,872Previous: €43,910
Equity€73,396Previous: €59,872
Liabilities€189,167Previous: €192,288
Current assets€23,207Previous: €11,661
Current liabilities€66,501Previous: €41,622
Revenue trend2 periods
€98,589
2024-12-31
€184,476
2025-12-31
Operating profit (loss) trend2 periods
€7,714
2024-12-31
€19,870
2025-12-31
Profit (loss) for the financial year trend2 periods
-€5,038
2024-12-31
€13,525
2025-12-31
Assets trend2 periods
€252,160
2024-12-31
€262,564
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
35/100 · Improving
Current ratioWeak
4/100 · Stable
Operating profit marginGood
77/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 23.7 % | 27.9 % |
| Current ratio | 0.12x | 0.12x |
| Operating profit margin | 7.8 % | 10.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3229402-3
VAT IDFI32294023
EU IDFIFPRO.3229402-3
MunicipalityImatra
Current registered entries
2021-08-20Registered in Tax Administration (Tax Administration)
2021-08-20Registered in Patent and Registration Office (Trade Register)
2021-10-13Registered in Tax Administration (Employer Register)
2021-10-13VAT-liable for business activity in Tax Administration (VAT Register)
2021-10-13Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StablePointsi Oy
Grade upgradedB3 → B1 · new analysis 2026-09-19
62/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyStable
LiquidityStable
National Tier 1 comparisonDescriptive comparison – does not change the model score.
203 peersSolvency34%
Below 66% of peers
Profitability72%
Better than 72% of peers
Liquidity44%
Below 56% of peers
Revenue growth94%
Better than 94% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings189 days after period end
189 days after period end
2 consecutive periods
Supporting factors
- Strong operating profitability
- Active registered status
Risk factors to note
- Weak current ratio
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-09-19 07:0062/100 · v0.14
B3 → B1 · +17 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1445/100 · v0.14
B3 → B3B3
2026-09-1445/100 · v0.13
B2 → B3 · -6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1351/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-09-19
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
16/100
Industry context is high based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsSeurattava
57/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
17 register eventsLatest event: 2025-08-21
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Pointsi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.