Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
Refpro Oy
Refpro Oy's registered office is Oulu. It is a limited company. The company was established on 2024-12-12. It operates in the industry of plumbing, heat and air-conditioning installation. In its latest retained statement for 2025-12-31, revenue was €274,277 and operating profit was -€40,891.
Business ID 3493281-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3493281-8
- Sector
- Plumbing, heat and air-conditioning installation
- Municipality
- Oulu
- Company form
- Limited company
- Registration date
- 2024-12-12
- Business ID registration date
- 2024-11-28
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Gneissikuja 4 B 2, 90620, Oulu
About Refpro Oy
Financial position and key figures for the company.
Refpro Oy's location municipality is Oulu. It is a limited company. The company was established on 2024-12-12. It operates in the industry of plumbing, heat and air-conditioning installation. In its latest retained statement for 2025-12-31, revenue was €274,277 and operating profit was -€40,891. The latest retained financial statement for 2025-12-31 shows revenue of €274,277 and profit for the financial year of -€42,228. Based on the latest retained statement, revenue growth was not currently available, operating margin was -14.9%, and equity ratio was +13.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Operating margin-14.9%
Equity ratio13.4%
Balance-sheet contextLatest financial period
Inventory€9,604Previous: No comparison value
Cash and bank€17,032Previous: No comparison value
Equity€7,772Previous: No comparison value
Liabilities€50,292Previous: No comparison value
Current assets€33,171Previous: No comparison value
Current liabilities€26,739Previous: No comparison value
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
17/100 · Trend unavailable
Current ratioSatisfactory
33/100 · Trend unavailable
Operating profit marginWeak
13/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3493281-8
VAT IDFI34932818
EU IDFIFPRO.3493281-8
MunicipalityOulu
Current registered entries
2024-12-01VAT-liable for business activity in Tax Administration (VAT Register)
2024-12-12Registered in Tax Administration (Tax Administration)
2024-12-12Registered in Patent and Registration Office (Trade Register)
2025-01-01Registered in Tax Administration (Employer Register)
2025-01-29Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskRefpro Oy
Grade unchangedC · new analysis 2026-09-16
35/100
Medium
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
75 peersSolvency12%
Below 88% of peers
Profitability4%
Below 96% of peers
Liquidity84%
Better than 84% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings71 days after period end
71 days after period end
1 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative profitability or net result
- High balance-sheet leverage
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsC
2026-09-16 13:1835/100 · v0.14
C → C · -2 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
C
2026-09-1437/100 · v0.14
C → CC
2026-09-1437/100 · v0.13
B3 → C · -11 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B3
2026-09-1348/100 · v0.12
Oldest retained automatic assessment in this comparisonC
2026-09-16
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
38/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
10/100
The company has about 1 years of registry continuity.
Registry and status signalsRajallinen
39/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
3 register eventsLatest event: 2026-03-12
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Refpro Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.