Business profile

Saagim Group OY

Saagim Group OY's registered office is Sibbo. It is a limited company. The company was established on 2020-02-17. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2026-05-31, revenue was €154,662 and operating profit was -€7,660.

Business ID 3119356-2ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3119356-2
Sector
Construction of residential and non-residential buildings
Municipality
Sibbo
Company form
Limited company
Registration date
2020-02-17
Business ID registration date
2020-02-14
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: haapatie 8, 04130, Sibbo

About Saagim Group OY

Financial position and key figures for the company.

Saagim Group OY's location municipality is Sibbo. It is a limited company. The company was established on 2020-02-17. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2026-05-31, revenue was €154,662 and operating profit was -€7,660. The latest retained financial statement for 2026-05-31 shows revenue of €154,662 and profit for the financial year of -€7,660. Based on the latest retained statement, revenue growth was -10.4%, operating margin was -5.0%, and equity ratio was -15.1%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2026-05-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-10.4%
Operating margin-5.0%
Equity ratio-15.1%
Revenue€154,662-€18,036 (-10.4%) vs previous periodPrevious: €172,698
Operating profit (loss)-€7,660-€7,914 (-3121.4%) vs previous periodPrevious: €254
Profit (loss) for the financial year-€7,660-€7,882 (-3558.4%) vs previous periodPrevious: €221
Assets€13,491+€855 (+6.8%) vs previous periodPrevious: €12,636
Balance-sheet contextLatest financial period
Other operating income€0Previous: €6,489
Cash and bank€5,725Previous: €680
Retained earnings€5,621Previous: €5,400
Equity-€2,039Previous: €5,621
Liabilities€15,529Previous: €7,015
Current assets€12,602Previous: €11,451
Current liabilities€15,529Previous: €7,015
Revenue trend2 periods
€172,698
2025-05-31
€154,662
2026-05-31
Operating profit (loss) trend2 periods
€254
2025-05-31
-€7,660
2026-05-31
Profit (loss) for the financial year trend2 periods
€221
2025-05-31
-€7,660
2026-05-31
Assets trend2 periods
€12,636
2025-05-31
€13,491
2026-05-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
0/100 · Declining
-15.1 %2025-05-31: 44.5 %
Current ratioWeak
12/100 · Improving
0.37x2025-05-31: 0.10x
Operating profit marginWeak
38/100 · Declining
-5.0 %2025-05-31: 0.1 %
Ratio history
Ratio2025-05-312026-05-31
Equity ratio44.5 %-15.1 %
Current ratio0.10x0.37x
Operating profit margin0.1 %-5.0 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3119356-2
VAT IDFI31193562
EU IDFIFPRO.3119356-2
MunicipalitySibbo
Current registered entries
2020-02-14VAT-liable for business activity in Tax Administration (VAT Register)
2020-02-14Registered in Tax Administration (Prepayment Register)
2020-02-17Registered in Tax Administration (Tax Administration)
2020-02-17Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
D
High riskSaagim Group OY
Grade downgradedB3 → D · new analysis 2026-09-26
Model score14/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyDeteriorating
LiquidityImproving
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
401 peers
Solvency9%
Below 91% of peers
Profitability13%
Below 87% of peers
Liquidity45%
Below 55% of peers
Revenue growth12%
Below 88% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag95 days after period end
Typical registration lag109 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Active registered status
Risk factors to note
  • Negative equity
  • Weak current ratio
  • Negative profitability or net result
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
D
2026-09-26 23:3614/100 · v0.14
B3 → D · -33 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-05-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1547/100 · v0.14
B2 → B3 · -5 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1452/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeD
Automatic model snapshot2026-09-26
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

A serious financial risk signal affects this grade. Review the profile financial indicators as well.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskhigh
25/100

Industry context is high based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 6 years of registry continuity.

Registry and status signalsSeurattava
55/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → D.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

8 register eventsLatest event: 2025-09-17

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2026-05-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-03.

This company profile has not been claimed yet

Saagim Group OY shows public core facts. A company representative can claim the profile, update public information, and access owner tools.