Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.Business profile
Selecom Oy
Selecom Oy's registered office is Turku. It is a limited company. The company was established on 2006-05-04. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2024-12-31, revenue was €146,417 and operating profit was €73,991.
Business ID 2031227-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2031227-1
- Sector
- Activities of insurance agents and brokers
- Municipality
- Turku
- Company form
- Limited company
- Registration date
- 2006-05-04
- Business ID registration date
- 2006-04-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Syrjäläntie 34, 20900, Turku
About Selecom Oy
Financial position and key figures for the company.
Selecom Oy's location municipality is Turku. It is a limited company. The company was established on 2006-05-04. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2024-12-31, revenue was €146,417 and operating profit was €73,991. The latest retained financial statement for 2024-12-31 shows revenue of €146,417 and profit for the financial year of €58,650. Based on the latest retained statement, revenue growth was -3.8%, operating margin was +50.5%, and equity ratio was +99.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-3.8%
Operating margin50.5%
Equity ratio99.3%
Balance-sheet contextLatest financial period
Inventory€290,013Previous: €273,604
Cash and bank€133,949Previous: €116,999
Retained earnings€354,505Previous: €321,579
Equity€421,155Previous: €394,005
Liabilities€2,807Previous: €1,350
Current assets€423,962Previous: €395,355
Current liabilities€2,807Previous: €1,350
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Declining
Current ratioGood
100/100 · Declining
Operating profit marginGood
100/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2031227-1
EU IDFIFPRO.2031227-1
MunicipalityTurku
Current registered entries
2006-04-11Registered in Tax Administration (Tax Administration)
2006-05-04Registered in Patent and Registration Office (Trade Register)
2009-06-30Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodSelecom Oy
Grade upgradedA3 → A2 · new analysis 2026-09-17
88/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
477 peersSolvency99%
Better than 99% of peers
Profitability95%
Better than 95% of peers
Liquidity100%
Better than 100% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings32 days after period end
32 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-09-17 16:5288/100 · v0.14
A3 → A2 · +17 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1471/100 · v0.14
A3 → A3A3
2026-09-1471/100 · v0.13
B1 → A3 · +8 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1363/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-09-17
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 20 years of registry continuity.
Registry and status signalsVakaa
77/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2026-03-06
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2024-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Selecom Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.