Risk grade updatedRisk gradeEvidence verified
25 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Business profile
Topwise Oy
Topwise Oy's registered office is Kangasala. It is a limited company. The company was established on 2012-09-14. It operates in the industry of non-specialised wholesale trade. In its latest retained statement for 2025-12-31, revenue was €127,468 and operating profit was €256.
Business ID 2493461-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2493461-7
- Sector
- Non-specialised wholesale trade
- Municipality
- Kangasala
- Company form
- Limited company
- Registration date
- 2012-09-14
- Business ID registration date
- 2012-08-21
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Mursketie 5 A 16, 36220, Kangasala
Website: https://www.topwise.fiSource observation
About Topwise Oy
Financial position and key figures for the company.
Topwise Oy's location municipality is Kangasala. It is a limited company. The company was established on 2012-09-14. It operates in the industry of non-specialised wholesale trade. In its latest retained statement for 2025-12-31, revenue was €127,468 and operating profit was €256. The latest retained financial statement for 2025-12-31 shows revenue of €127,468 and profit for the financial year of €257. Based on the latest retained statement, revenue growth was -18.5%, operating margin was +0.2%, and equity ratio was +66.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-18.5%
Operating margin0.2%
Equity ratio66.3%
Balance-sheet contextLatest financial period
Inventory€10,258Previous: €9,910
Cash and bank€6,711Previous: €8,192
Retained earnings€26,252Previous: €17,367
Equity€29,009Previous: €28,752
Liabilities€14,716Previous: €14,059
Current assets€34,716Previous: €33,466
Current liabilities€14,716Previous: €14,059
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
83/100 · Declining
Current ratioSatisfactory
38/100 · Declining
Operating profit marginPassable
51/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2493461-7
VAT IDFI24934617
EU IDFIFPRO.2493461-7
MunicipalityKangasala
Current registered entries
2012-09-01VAT-liable for business activity in Tax Administration (VAT Register)
2012-09-01Registered in Tax Administration (Prepayment Register)
2012-09-17Registered in Tax Administration (Tax Administration)
2014-01-01Registered in Tax Administration (Employer Register)
2021-07-21Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodTopwise Oy
Grade upgradedB1 → A3 · new analysis 2026-09-25
70/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
157 peersSolvency64%
Better than 64% of peers
Profitability27%
Below 73% of peers
Liquidity71%
Better than 71% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings126 days after period end
126 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-09-25 08:4070/100 · v0.14
B1 → A3 · +10 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1560/100 · v0.14
B2 → B1 · +3 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1457/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-09-25
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
31/100
Industry context is high based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 14 years of registry continuity.
Registry and status signalsVakaa
84/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
26 register eventsLatest event: 2026-05-06
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-10.
This company profile has not been claimed yet
Topwise Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.