Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Tornando Oy
Tornando Oy's registered office is Saarentaus. It is a limited company. The company was established on 1998-03-09. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2026-01-31, revenue was €83,627 and operating profit was €15,445.
Business ID 1456733-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1456733-1
- Sector
- Other activities auxiliary to financial services, except insurance and pension funding
- Municipality
- Saarentaus
- Company form
- Limited company
- Registration date
- 1998-03-09
- Business ID registration date
- 1998-03-25
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Koivurinteenkuja 15, 04920, Saarentaus
Phone: +358407173258Source observation
Email: [email protected]Source observation
Website: https://www.tornando.fiSource observation
People and decision-makers
Jansalo Harri OlaviToimitusjohtaja
About Tornando Oy
Financial position and key figures for the company.
Tornando Oy's location municipality is Saarentaus. It is a limited company. The company was established on 1998-03-09. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2026-01-31, revenue was €83,627 and operating profit was €15,445. The latest retained financial statement for 2026-01-31 shows revenue of €83,627 and profit for the financial year of €8,193. Based on the latest retained statement, revenue growth was -41.9%, operating margin was +15.3%, and equity ratio was +43.1%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on monitoimiala.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-01-31
1
1
Combined source
Derived indicators
Revenue growth-41.9%
Operating margin15.3%
Equity ratio43.1%
Balance-sheet contextLatest financial period
Other operating income€17,075Previous: €3,953
Inventory€19,920Previous: €0
Cash and bank€84,242Previous: €162,825
Retained earnings€364,590Previous: €364,232
Profit before taxes€9,991Previous: €65,131
Equity€375,306Previous: €397,013
Liabilities€495,876Previous: €424,435
Current assets€155,055Previous: €245,726
Current liabilities€171,736Previous: €173,149
Employees1Previous: 1
Revenue trend5 periods
€158,628
2021-01-31
€145,353
2022-01-31
€371,428
2023-01-31
€168,367
2024-01-31
€83,627
2026-01-31
Operating profit (loss) trend5 periods
€63,116
2021-01-31
€62,117
2022-01-31
€61,681
2023-01-31
€79,625
2024-01-31
€15,445
2026-01-31
Profit (loss) for the financial year trend5 periods
€47,445
2021-01-31
€46,937
2022-01-31
€47,052
2023-01-31
€51,788
2024-01-31
€8,193
2026-01-31
Assets trend5 periods
€448,453
2021-01-31
€582,721
2022-01-31
€441,623
2023-01-31
€621,769
2024-01-31
€871,182
2026-01-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioSatisfactory
54/100 · Declining
Current ratioPassable
20/100 · Declining
Operating profit marginGood
88/100 · Declining
Ratio history
| Ratio | 2021-01-31 | 2022-01-31 | 2023-01-31 | 2024-01-31 | 2026-01-31 |
|---|---|---|---|---|---|
| Equity ratio | 73.5 % | 61.2 % | 84.8 % | 63.8 % | 43.1 % |
| Current ratio | - | - | - | - | 0.61x |
| Operating profit margin | 39.4 % | 42.7 % | 15.9 % | 46.1 % | 15.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1456733-1
VAT IDFI14567331
EU IDFIFPRO.1456733-1
MunicipalitySaarentaus
Current registered entries
1998-03-09Registered in Patent and Registration Office (Trade Register)
1998-03-25Registered in Tax Administration (Tax Administration)
2000-07-24VAT-liable for business activity in Tax Administration (VAT Register)
2003-01-08Registered in Tax Administration (Prepayment Register)
2010-01-07Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Jansalo Harri OlaviToimitusjohtajaSources: 5 · Confidence: 78%
Jansalo Harri OlaviVarsinainen jäsenSources: 2 · Confidence: 78%
Jansalo Marjo-Riitta JohannaVarajäsenSources: 2 · Confidence: 78%
Jansalo Marko OlaviVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodTornando Oy
Grade unchangedA3 · new analysis 2026-10-15
77/100
High
Strong financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
171 peersSolvency44%
Below 56% of peers
Profitability70%
Better than 70% of peers
Liquidity74%
Better than 74% of peers
Revenue growth15%
Below 85% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings244 days after period end
244 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Weak current ratio
- Sharp year-over-year revenue drop
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
3 assessmentsA3
2026-10-15 12:4277/100 · v0.14
A3 → A3 · +1 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-01-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-10-0376/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-15
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
88/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 28 years of registry continuity.
Registry and status signalsVakaa
80/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Financial statement availableFinancialEvidence verified
2 Oct 2026 · PRH / XBRLFinancial period ends 2026-01-31.Financial statements registeredFinancialEvidence verified
2 Oct 2026 · PRH / KREKFINANCIAL STATEMENTSRegistry timeline
Trade register notifications shown on a timeline.
13 register eventsLatest event: 2026-10-02
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2026-01-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Tornando Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.