Business profile

Variopinto Oy

Variopinto Oy's registered office is Kouvola. It is a limited company. The company was established on 2011-12-15. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2025-12-31, revenue was €59,433 and operating profit was €12,931.

Business ID 2444336-7ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2444336-7
Sector
Buying and selling of own real estate
Municipality
Kouvola
Company form
Limited company
Registration date
2011-12-15
Business ID registration date
2011-11-25
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Torikatu 3-5, 45100, Kouvola

Postal address: Torikatu 5 B, 45100, Kouvola

Website: https://www.assa-asunnot.fiSource observation

About Variopinto Oy

Financial position and key figures for the company.

Variopinto Oy's location municipality is Kouvola. It is a limited company. The company was established on 2011-12-15. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2025-12-31, revenue was €59,433 and operating profit was €12,931. The latest retained financial statement for 2025-12-31 shows revenue of €59,433 and profit for the financial year of €12,931. Based on the latest retained statement, revenue growth was +2.4%, operating margin was +21.8%, and equity ratio was +20.8%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods6
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth2.4%
Operating margin21.8%
Equity ratio20.8%
Balance-sheet contextLatest financial period
Cash and bank€4,745Previous: €8,166
Retained earnings€28,144Previous: €16,414
Equity€43,575Previous: €30,644
Liabilities€165,735Previous: €190,261
Current assets€4,745Previous: €8,280
Current liabilities€735Previous: €261
Revenue trend2 periods
€58,058
2024-12-31
€59,433
2025-12-31
Operating profit (loss) trend2 periods
€11,719
2024-12-31
€12,931
2025-12-31
Profit (loss) for the financial year trend2 periods
€11,730
2024-12-31
€12,931
2025-12-31
Assets trend2 periods
€220,904
2024-12-31
€209,309
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioPassable
26/100 · Improving
20.8 %2024-12-31: 13.9 %
Current ratioGood
100/100 · Declining
6.46x2024-12-31: 31.34x
Operating profit marginGood
100/100 · Improving
21.8 %2024-12-31: 20.2 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio13.9 %20.8 %
Current ratio31.34x6.46x
Operating profit margin20.2 %21.8 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2444336-7
EU IDFIFPRO.2444336-7
MunicipalityKouvola
Current registered entries
2011-12-15Registered in Patent and Registration Office (Trade Register)
2011-12-16Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodVariopinto Oy
Grade upgradedB1 → A3 · new analysis 2026-09-26
Model score72/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueStable
ProfitabilityStable
SolvencyImproving
LiquidityDeteriorating
Peer comparisonSame industryDescriptive comparison – does not change the model score.
65 peers
Solvency23%
Below 77% of peers
Profitability58%
Better than 58% of peers
Liquidity94%
Better than 94% of peers
Revenue growth68%
Better than 68% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag85 days after period end
Typical registration lag113 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong operating profitability
  • Healthy short-term liquidity
  • Company context reduces the weight of an isolated financial signal
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
A3
2026-09-26 22:0672/100 · v0.14
B1 → A3 · +8 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1564/100 · v0.14
B2 → B1 · +5 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-09-26
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
53/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 14 years of registry continuity.

Registry and status signalsVakaa
75/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

22 register eventsLatest event: 2026-03-26

Financial statements availability

Available financial statement periods and PRH source filings.

6 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Variopinto Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.