Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
VeZeRo Oy
VeZeRo Oy's registered office is Niittylahti. It is a partnership. The company was established on 2005-12-08. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2024-12-31, revenue was €87,549 and operating profit was €4,763.
Business ID 2003943-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2003943-9
- Sector
- Activities of insurance agents and brokers
- Municipality
- Niittylahti
- Company form
- Partnership
- Registration date
- 2005-12-08
- Business ID registration date
- 2005-11-29
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Rehtorinkuja 3, 82220, Niittylahti
Phone: +358406684148Source observation
Email: [email protected]Source observation
People and decision-makers
Mielonen Sami MarkusToimitusjohtaja
About VeZeRo Oy
Financial position and key figures for the company.
VeZeRo Oy's location municipality is Niittylahti. It is a partnership. The company was established on 2005-12-08. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2024-12-31, revenue was €87,549 and operating profit was €4,763. The latest retained financial statement for 2024-12-31 shows revenue of €87,549 and profit for the financial year of €3,426. Based on the latest retained statement, revenue growth was -21.7%, operating margin was +5.4%, and equity ratio was +93.0%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on vakuutusasiamiesten ja -välittäjien toiminta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-21.7%
Operating margin5.4%
Equity ratio93.0%
Revenue€87,549-€24,217 (-21.7%) vs previous periodPrevious: €111,766
Operating profit (loss)€4,763-€4,873 (-50.6%) vs previous periodPrevious: €9,635
Profit (loss) for the financial year€3,426-€4,241 (-55.3%) vs previous periodPrevious: €7,667
Assets€32,343-€5,669 (-14.9%) vs previous periodPrevious: €38,012
Balance-sheet contextLatest financial period
Employees1Previous: No comparison value
Revenue trend3 periods
€118,369
2022-12-31
€111,766
2023-12-31
€87,549
2024-12-31
Operating profit (loss) trend3 periods
€29,788
2022-12-31
€9,635
2023-12-31
€4,763
2024-12-31
Profit (loss) for the financial year trend3 periods
€23,830
2022-12-31
€7,667
2023-12-31
€3,426
2024-12-31
Assets trend3 periods
€32,027
2022-12-31
€38,012
2023-12-31
€32,343
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginSatisfactory
64/100 · Declining
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Equity ratio | 71.6 % | 76.2 % | 93.0 % |
| Current ratio | - | - | - |
| Operating profit margin | 25.2 % | 8.6 % | 5.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2003943-9
VAT IDFI20039439
EU IDFIFPRO.2003943-9
MunicipalityNiittylahti
Current registered entries
2005-12-01Registered in Tax Administration (Prepayment Register)
2005-12-08Registered in Patent and Registration Office (Trade Register)
2005-12-12Registered in Tax Administration (Tax Administration)
2021-01-01VAT-liable for business activity in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Mielonen Sami MarkusToimitusjohtajaSources: 5 · Confidence: 78%
Mielonen Nina Minja MarikaVarajäsenSources: 2 · Confidence: 78%
Mielonen Sami MarkusVarsinainen jäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodVeZeRo Oy
75/100
Medium
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsSolvencyImproving
LiquidityNot enough history
Same industryDescriptive comparison – does not change the model score.
60 peersSolvency62%
Better than 62% of peers
Profitability77%
Better than 77% of peers
Revenue growth12%
Below 88% of peers
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Coordinated deterioration across 2 financial domains
A3
2026-09-16
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 20 years of registry continuity.
Registry and status signalsSeurattava
69/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
11 register eventsLatest event: 2026-09-10
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
VeZeRo Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.