Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Business profile
ILOCO OY
ILOCO OY's registered office is Tupos. It is a limited company. The company was established on 2012-01-13. It operates in the industry of educational support activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €165,545 and operating profit was €4,846.
Business ID 2452173-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2452173-2
- Sector
- Educational support activities n.e.c.
- Municipality
- Tupos
- Company form
- Limited company
- Registration date
- 2012-01-13
- Business ID registration date
- 2012-01-04
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Havukuja 7, 91910, Tupos
Website: https://www.iloco.fiSource observation
About ILOCO OY
Financial position and key figures for the company.
ILOCO OY's location municipality is Tupos. It is a limited company. The company was established on 2012-01-13. It operates in the industry of educational support activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €165,545 and operating profit was €4,846. The latest retained financial statement for 2025-12-31 shows revenue of €165,545 and profit for the financial year of €4,819. Based on the latest retained statement, revenue growth was -4.0%, operating margin was +2.9%, and equity ratio was +70.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-4.0%
Operating margin2.9%
Equity ratio70.7%
Balance-sheet contextLatest financial period
Cash and bank€35,514Previous: €28,966
Retained earnings€24,905Previous: €18,034
Equity€32,224Previous: €29,505
Liabilities€13,327Previous: €9,079
Current assets€44,752Previous: €37,518
Current liabilities€13,327Previous: €9,079
Revenue trend2 periods
€172,504
2024-12-31
€165,545
2025-12-31
Operating profit (loss) trend2 periods
€9,598
2024-12-31
€4,846
2025-12-31
Profit (loss) for the financial year trend2 periods
€8,971
2024-12-31
€4,819
2025-12-31
Assets trend2 periods
€38,584
2024-12-31
€45,551
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
88/100 · Declining
Current ratioGood
89/100 · Declining
Operating profit marginPassable
57/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 76.5 % | 70.7 % |
| Current ratio | 3.19x | 2.66x |
| Operating profit margin | 5.6 % | 2.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2452173-2
VAT IDFI24521732
EU IDFIFPRO.2452173-2
MunicipalityTupos
Current registered entries
2012-01-13VAT-liable for business activity in Tax Administration (VAT Register)
2012-01-13Registered in Tax Administration (Prepayment Register)
2012-01-13Registered in Tax Administration (Tax Administration)
2012-01-13Registered in Patent and Registration Office (Trade Register)
2012-03-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodILOCO OY
Grade upgradedB1 → A3 · new analysis 2026-09-26
72/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
2 comparable periodsRevenueStable
Same size nationallyDescriptive comparison – does not change the model score.
329 peersSolvency71%
Better than 71% of peers
Profitability32%
Below 68% of peers
Liquidity88%
Better than 88% of peers
Revenue growth22%
Below 78% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings45 days after period end
68 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Coordinated deterioration across 3 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-09-26 20:0472/100 · v0.14
B1 → A3 · +6 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1566/100 · v0.14
B1 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1460/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-09-26
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
55/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 14 years of registry continuity.
Registry and status signalsVakaa
80/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2026-02-14
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
ILOCO OY shows public core facts. A company representative can claim the profile, update public information, and access owner tools.