Risk grade updatedRisk gradeEvidence verified
25 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
MoneyFactor Oy
MoneyFactor Oy's registered office is Tuusula. It is a limited company. The company was established on 2023-02-09. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2024-12-31, revenue was €569,548 and operating profit was €95,839.
Business ID 3342797-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3342797-5
- Sector
- Other activities auxiliary to financial services, except insurance and pension funding
- Municipality
- Tuusula
- Company form
- Limited company
- Registration date
- 2023-02-09
- Business ID registration date
- 2023-02-03
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Haarikkapolku 6 C 5, 04300, Tuusula
Phone: +358505050596Source observation
Email: [email protected]Source observation
Website: https://www.rahoitusturva.fiSource observation
Instagram profile: https://www.instagram.com/rahoitusturvasuomiSource: company website
People and decision-makers
Hornborg Ville PetteriToimitusjohtaja
About MoneyFactor Oy
Financial position and key figures for the company.
MoneyFactor Oy's location municipality is Tuusula. It is a limited company. The company was established on 2023-02-09. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2024-12-31, revenue was €569,548 and operating profit was €95,839. The latest retained financial statement for 2024-12-31 shows revenue of €569,548 and profit for the financial year of €76,170. Based on the latest retained statement, revenue growth was +349.8%, operating margin was +16.8%, and equity ratio was +58.1%.
Auxiliary business names
Public alternate names materialized from source observations.
Rahoitusturva FinlandTrust2Safe
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth349.8%
Operating margin16.8%
Equity ratio58.1%
Revenue€569,548+€442,923 (+349.8%) vs previous periodPrevious: €126,625
Operating profit (loss)€95,839+€77,331 (+417.8%) vs previous periodPrevious: €18,508
Profit (loss) for the financial year€76,170+€61,363 (+414.4%) vs previous periodPrevious: €14,807
Assets€154,708+€120,424 (+351.3%) vs previous periodPrevious: €34,284
Balance-sheet contextLatest financial period
Profit before taxes€95,836Previous: €18,508
Employees4Previous: 2
Revenue trend2 periods
€126,625
2023-12-31
€569,548
2024-12-31
Operating profit (loss) trend2 periods
€18,508
2023-12-31
€95,839
2024-12-31
Profit (loss) for the financial year trend2 periods
€14,807
2023-12-31
€76,170
2024-12-31
Assets trend2 periods
€34,284
2023-12-31
€154,708
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
73/100 · Improving
Current ratioGood
79/100 · Improving
Operating profit marginGood
92/100 · Improving
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 |
|---|---|---|
| Equity ratio | 44.1 % | 58.1 % |
| Current ratio | 1.79x | 2.37x |
| Operating profit margin | 15.0 % | 16.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3342797-5
EU IDFIFPRO.3342797-5
MunicipalityTuusula
Current registered entries
2023-02-09Registered in Tax Administration (Tax Administration)
2023-02-09Registered in Patent and Registration Office (Trade Register)
2023-03-01Registered in Tax Administration (Prepayment Register)
2023-04-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Hornborg Ville PetteriToimitusjohtajaSources: 2 · Confidence: 78%
Hornborg Ville PetteriVarsinainen jäsenSources: 1 · Confidence: 78%
Pilvi TurunenHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryMoneyFactor Oy
59/100
Medium
Registry and statistical evidenceRegistry and statistics based
Supporting factors
- Active registered status
- Lower industry distress context
Risk factors to note
- Sufficient structured financial metrics are not available
B2
2026-09-25
open-risk-grade-v0.14
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
88/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
42/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2026-01-20
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-20.
This company profile has not been claimed yet
MoneyFactor Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.