Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → D.Business profile
NM-Sovittelu Oy
NM-Sovittelu Oy's registered office is Hämeenlinna. It is a limited company. The company was established on 2023-07-12. It operates in the industry of other human health activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €131,536 and operating profit was -€21,045.
Business ID 3370958-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3370958-5
- Sector
- Other human health activities n.e.c.
- Municipality
- Hämeenlinna
- Company form
- Limited company
- Registration date
- 2023-07-12
- Business ID registration date
- 2023-06-09
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Palokunnankatu 14 B 27, 13100, Hämeenlinna
About NM-Sovittelu Oy
Financial position and key figures for the company.
NM-Sovittelu Oy's location municipality is Hämeenlinna. It is a limited company. The company was established on 2023-07-12. It operates in the industry of other human health activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €131,536 and operating profit was -€21,045. The latest retained financial statement for 2025-12-31 shows revenue of €131,536 and profit for the financial year of -€21,608. Based on the latest retained statement, revenue growth was +43.4%, operating margin was -16.0%, and equity ratio was -2644.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth43.4%
Operating margin-16.0%
Equity ratio-2644.1%
Balance-sheet contextLatest financial period
Other operating income€150Previous: €0
Cash and bank€259Previous: €2,174
Retained earnings-€14,516Previous: -€2,038
Equity-€34,086Previous: -€12,478
Liabilities€35,375Previous: €17,074
Current assets€1,289Previous: €4,596
Current liabilities€32,041Previous: €10,407
Revenue trend2 periods
€91,747
2024-12-31
€131,536
2025-12-31
Operating profit (loss) trend2 periods
-€11,931
2024-12-31
-€21,045
2025-12-31
Profit (loss) for the financial year trend2 periods
-€12,478
2024-12-31
-€21,608
2025-12-31
Assets trend2 periods
€4,596
2024-12-31
€1,289
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioWeak
0/100 · Declining
Operating profit marginWeak
10/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | -271.5 % | -2644.1 % |
| Current ratio | 0.21x | 0.01x |
| Operating profit margin | -13.0 % | -16.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3370958-5
EU IDFIFPRO.3370958-5
MunicipalityHämeenlinna
Current registered entries
2023-06-09Registered in Tax Administration (Prepayment Register)
2023-07-12Registered in Tax Administration (Tax Administration)
2023-07-12Registered in Patent and Registration Office (Trade Register)
2024-02-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskNM-Sovittelu Oy
Grade downgradedB1 → D · new analysis 2026-09-16
25/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsRevenueImproving
LiquidityStable
Same industry and sizeDescriptive comparison – does not change the model score.
43 peersSolvency0%
Below 100% of peers
Profitability0%
Below 100% of peers
Liquidity49%
Close to the peer-group midpoint
Revenue growth98%
Better than 98% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings176 days after period end
115 days after period end
3 consecutive periods
Supporting factors
- Active registered status
- Lower industry distress context
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-09-16 00:1325/100 · v0.14
B1 → D · -35 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1460/100 · v0.14
B1 → B1B1
2026-09-1460/100 · v0.13
B2 → B1 · +1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1359/100 · v0.12
Oldest retained automatic assessment in this comparisonD
2026-09-16
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
92/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
42/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2026-02-20
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-30.
This company profile has not been claimed yet
NM-Sovittelu Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.