Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Pointman Oy
Pointman Oy's registered office is Hyvinkää. It is a limited company. The company was established on 1979-10-12. It operates in the industry of wholesale of metal construction materials. In its latest retained statement for 2025-08-31, revenue was €924,980 and operating profit was -€179,582.
Business ID 0307933-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0307933-2
- Sector
- Wholesale of metal construction materials
- Municipality
- Hyvinkää
- Company form
- Limited company
- Registration date
- 1979-10-12
- Business ID registration date
- 1979-11-03
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Niinistönkatu 14, 05800, Hyvinkää
Phone: +358405090454Source observation
Email: [email protected]Source observation
Website: https://www.pointman.fiSource observation
Linkedin profile: https://www.linkedin.com/company/pointmanSource: company website
Instagram profile: https://www.instagram.com/pointmanoySource: company website
Facebook profile: https://www.facebook.com/PointmanOySource: company website
People and decision-makers
Reijo Timo Tapio MobergToimitusjohtajan sijainen (2/2013)
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Esko HakalaChief Executive Officer
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About Pointman Oy
Financial position and key figures for the company.
Pointman Oy's location municipality is Hyvinkää. It is a limited company. The company was established on 1979-10-12. It operates in the industry of wholesale of metal construction materials. In its latest retained statement for 2025-08-31, revenue was €924,980 and operating profit was -€179,582. The latest retained financial statement for 2025-08-31 shows revenue of €924,980 and profit for the financial year of -€179,016. Based on the latest retained statement, revenue growth was -36.0%, operating margin was -19.4%, and equity ratio was +63.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-08-31
1
1
Combined source
Derived indicators
Revenue growth-36.0%
Operating margin-19.4%
Equity ratio63.1%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €4,197
Inventory€41,898Previous: €42,841
Cash and bank€26,454Previous: €178,611
Retained earnings€462,880Previous: €441,503
Profit before taxes-€179,016Previous: €150,724
Equity€286,386Previous: €564,402
Liabilities€167,427Previous: €156,106
Current assets€306,910Previous: €562,612
Current liabilities€167,427Previous: €156,106
Employees11Previous: 9
Revenue trend4 periods
€678,601
2022-08-31
€1,358,361
2023-08-31
€1,444,083
2024-08-31
€924,980
2025-08-31
Operating profit (loss) trend4 periods
-€205,293
2022-08-31
€357,962
2023-08-31
€143,987
2024-08-31
-€179,582
2025-08-31
Profit (loss) for the financial year trend4 periods
-€210,303
2022-08-31
€327,972
2023-08-31
€120,376
2024-08-31
-€179,016
2025-08-31
Assets trend4 periods
€506,261
2022-08-31
€699,902
2023-08-31
€720
2024-08-31
€453,813
2025-08-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioGood
79/100 · Declining
Current ratioWeak
14/100 · Declining
Operating profit marginWeak
1/100 · Declining
Ratio history
| Ratio | 2022-08-31 | 2023-08-31 | 2024-08-31 | 2025-08-31 |
|---|---|---|---|---|
| Equity ratio | 68.6 % | 80.6 % | 78.3 % | 63.1 % |
| Current ratio | - | - | - | 0.41x |
| Operating profit margin | -30.3 % | 26.4 % | 9.9 % | -19.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0307933-2
VAT IDFI03079332
EU IDFIFPRO.0307933-2
MunicipalityHyvinkää
Current registered entries
1979-10-12Registered in Patent and Registration Office (Trade Register)
1979-11-03Registered in Tax Administration (Tax Administration)
1991-05-01Registered in Tax Administration (Employer Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Reijo Timo Tapio MobergToimitusjohtajan sijainen (2/2013)Sources: 2 · Confidence: 76%
Hakala Esko TapioToimitusjohtajaSources: 4 · Confidence: 78%
Moberg Reijo Timo TapioPuheenjohtajaSources: 4 · Confidence: 78%
Hakala Esko TapioVarsinainen jäsenSources: 2 · Confidence: 78%
Räty SamipekkaVarsinainen jäsenSources: 4 · Confidence: 78%
Esko HakalaChief Executive OfficerSources: 1 · Confidence: 76%
Pirjo SaarelainenPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorPointman Oy
Grade unchangedB3 · new analysis 2026-10-15
45/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsLiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
73 peersSolvency44%
Below 56% of peers
Profitability1%
Below 99% of peers
Liquidity52%
Close to the peer-group midpoint
Revenue growth10%
Below 90% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings179 days after period end
179 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Sharp year-over-year revenue drop
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB3
2026-10-15 15:5145/100 · v0.14
B3 → B3 · -2 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-08-31).
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
B3
2026-09-1547/100 · v0.14
B3 → B3 · -2 points- Revenue: Deteriorating
- Profitability: Deteriorating
- Solvency: Deteriorating
B3
2026-09-1449/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-15
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
43/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 47 years of registry continuity.
Registry and status signalsVakaa
83/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2026-02-26
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-08-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Pointman Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.