Business profile

Ref-Team Oy

Ref-Team Oy was placed into liquidation 2025-03-06. In its latest retained statement for 2024-12-31, revenue was €98,882 and operating profit was -€120,913.

Business ID 0357641-9LIQUIDATIONUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0357641-9
Sector
Plumbing, heat and air-conditioning installation
Municipality
Raisio
Company form
Limited company
Registration date
1980-04-25
Business ID registration date
1980-07-17
Business status
LIQUIDATION
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Nesteentie 38, 21200, Raisio

Website: https://www.refteam.fiSource observation

About Ref-Team Oy

Financial position and key figures for the company.

Ref-Team Oy was placed into liquidation 2025-03-06. In its latest retained statement for 2024-12-31, revenue was €98,882 and operating profit was -€120,913. The latest retained financial statement for 2024-12-31 shows revenue of €98,882 and profit for the financial year of -€100,854. Based on the latest retained statement, revenue growth was -44.0%, operating margin was -122.3%, and equity ratio was +97.5%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2024-12-31

Imported periods3
PRH parsed3
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-44.0%
Operating margin-122.3%
Equity ratio97.5%
Revenue€98,882-€77,642 (-44.0%) vs previous periodPrevious: €176,524
Operating profit (loss)-€120,913-€65,010 (-116.3%) vs previous periodPrevious: -€55,903
Profit (loss) for the financial year-€100,854-€38,176 (-60.9%) vs previous periodPrevious: -€62,677
Assets€206,508-€164,242 (-44.3%) vs previous periodPrevious: €370,750
Balance-sheet contextLatest financial period
Inventory€0Previous: €27,422
Cash and bank€139,538Previous: €269,886
Retained earnings€278,707Previous: €367,584
Equity€201,308Previous: €328,362
Liabilities€5,200Previous: €42,389
Current assets€144,270Previous: €319,354
Current liabilities€5,200Previous: €42,389
Revenue trend3 periods
€197,464
2022-12-31
€176,524
2023-12-31
€98,882
2024-12-31
Operating profit (loss) trend3 periods
€277,952
2022-12-31
-€55,903
2023-12-31
-€120,913
2024-12-31
Profit (loss) for the financial year trend3 periods
€262,521
2022-12-31
-€62,677
2023-12-31
-€100,854
2024-12-31
Assets trend3 periods
€473,944
2022-12-31
€370,750
2023-12-31
€206,508
2024-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
97.5 %2023-12-31: 88.6 %
Current ratioGood
100/100 · Improving
26.83x2023-12-31: 7.01x
Operating profit marginWeak
0/100 · Declining
-122.3 %2023-12-31: -31.7 %
Ratio history
Ratio2022-12-312023-12-312024-12-31
Equity ratio89.7 %88.6 %97.5 %
Current ratio7.53x7.01x26.83x
Operating profit margin50.9 %-31.7 %-122.3 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusLIQUIDATION
Trade RegisterRegistered
Business ID0357641-9
EU IDFIFPRO.0357641-9
MunicipalityRaisio
Current registered entries
1980-04-25Registered in Patent and Registration Office (Trade Register)
1980-07-17Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
D
High riskRef-Team Oy
Grade unchangedD · new analysis 2026-09-24
Model score29/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating · 2 consecutive periods
ProfitabilityDeteriorating · 2 consecutive periods
SolvencyImproving
LiquidityVolatile
Peer comparisonSame industryDescriptive comparison – does not change the model score.
60 peers
Solvency100%
Better than 100% of peers
Profitability2%
Below 98% of peers
Liquidity100%
Better than 100% of peers
Revenue growth12%
Below 88% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag86 days after period end
Typical registration lag118 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Healthy short-term liquidity
  • A newer financial statement filing has been reported
Risk factors to note
  • Negative profitability or net result
  • Losses in the latest and previous available periods
  • Sharp year-over-year revenue drop
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
D
2026-09-24 18:5629/100 · v0.14
D → D
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
D
2026-09-1529/100 · v0.14
D → D
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
D
2026-09-1429/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeD
Automatic model snapshot2026-09-24
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade is reduced because of a critical legal status such as bankruptcy or liquidation.

A serious registry signal affects this grade. Review the profile registry and notification details as well.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
38/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 46 years of registry continuity.

Registry and status signalsHälyttävä
0/100

Bankruptcy or liquidation status is treated as a critical legal distress signal.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.

Registry timeline

Trade register notifications shown on a timeline.

22 register eventsLatest event: 2025-09-25

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2024-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Ref-Team Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.