Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B2.Business profile
Studio MF Oy
Studio MF Oy's registered office is Nieminen. It is a limited company. The company was established on 1992-04-01. It operates in the industry of photographic activities. In its latest retained statement for 2023-03-31, revenue was €195,199 and operating profit was €6,497.
Business ID 0878131-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0878131-5
- Sector
- Photographic activities
- Municipality
- Nieminen
- Company form
- Limited company
- Registration date
- 1992-04-01
- Business ID registration date
- 1992-03-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Rajaseläntie 363, 82290, Nieminen
About Studio MF Oy
Financial position and key figures for the company.
Studio MF Oy's location municipality is Nieminen. It is a limited company. The company was established on 1992-04-01. It operates in the industry of photographic activities. In its latest retained statement for 2023-03-31, revenue was €195,199 and operating profit was €6,497. The latest retained financial statement for 2023-03-31 shows revenue of €195,199 and profit for the financial year of €4,923. Based on the latest retained statement, revenue growth was -2.3%, operating margin was +3.3%, and equity ratio was +8.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2023-03-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-2.3%
Operating margin3.3%
Equity ratio8.0%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €6,871
Inventory€32,305Previous: €20,022
Cash and bank€5,632Previous: €17,641
Retained earnings-€1,437Previous: -€3,062
Equity€6,009Previous: €1,085
Liabilities€69,412Previous: €81,041
Current assets€41,639Previous: €40,001
Current liabilities€69,412Previous: €81,041
Revenue trend2 periods
€199,875
2022-03-31
€195,199
2023-03-31
Operating profit (loss) trend2 periods
€4,103
2022-03-31
€6,497
2023-03-31
Profit (loss) for the financial year trend2 periods
€1,625
2022-03-31
€4,923
2023-03-31
Assets trend2 periods
€82,127
2022-03-31
€75,421
2023-03-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
10/100 · Improving
Current ratioPassable
18/100 · Improving
Operating profit marginSatisfactory
58/100 · Improving
Ratio history
| Ratio | 2022-03-31 | 2023-03-31 |
|---|---|---|
| Equity ratio | 1.3 % | 8.0 % |
| Current ratio | 0.46x | 0.55x |
| Operating profit margin | 2.0 % | 3.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0878131-5
EU IDFIFPRO.0878131-5
MunicipalityNieminen
Current registered entries
1992-03-05Registered in Tax Administration (Tax Administration)
1992-04-01Registered in Patent and Registration Office (Trade Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryStudio MF Oy
Grade downgradedA3 → B2 · new analysis 2026-09-22
59/100
Low
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueStable
ProfitabilityStable
SolvencyImproving
LiquidityStable
Same size nationallyDescriptive comparison – does not change the model score.
238 peersSolvency20%
Below 80% of peers
Profitability39%
Below 61% of peers
Liquidity52%
Close to the peer-group midpoint
Revenue growth30%
Below 70% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings130 days after period end
127 days after period end
2 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Parsed financial metrics are older than the newest reported filing
- Weak current ratio
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB2
2026-09-22 13:3559/100 · v0.14
A3 → B2 · -17 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2023-03-31).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1476/100 · v0.14
B1 → A3 · +10 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1366/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-09-22
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 34 years of registry continuity.
Registry and status signalsVakaa
78/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2026-08-08
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2023-03-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.
This company profile has not been claimed yet
Studio MF Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.