Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
03 Capital Oy
03 Capital Oy's registered office is Tampere. It is a limited company. The company was established on 2020-11-25. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €57,419 and operating profit was €1,433.
Business ID 3163798-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3163798-7
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 2020-11-25
- Business ID registration date
- 2020-10-09
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Torpparintie 2, 33800, Tampere
Website: https://03capital.fiSource observation
People and decision-makers
Tamski Timo TuomasToimitusjohtaja
About 03 Capital Oy
Financial position and key figures for the company.
03 Capital Oy's location municipality is Tampere. It is a limited company. The company was established on 2020-11-25. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €57,419 and operating profit was €1,433. The latest retained financial statement for 2025-12-31 shows revenue of €57,419 and profit for the financial year of -€2,635. Based on the latest retained statement, revenue growth was +7.7%, operating margin was +2.5%, and equity ratio was +2.9%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on arvopapereiden ja -osuuksien sekä kiinteistöjen ostaminen, myyminen, omistaminen, vuokraus, kehittäminen sekä muu sijoitustoiminta. Tämän lisäksi yhtiö toimialaan kuuluu muu liikkeenjohdon konsultointi.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth7.7%
Operating margin2.5%
Equity ratio2.9%
Revenue€57,419+€4,099 (+7.7%) vs previous periodPrevious: €53,320
Operating profit (loss)€1,433-€1,145 (-44.4%) vs previous periodPrevious: €2,579
Profit (loss) for the financial year-€2,635+€1,476 (+35.9%) vs previous periodPrevious: -€4,111
Assets€407,778+€53,461 (+15.1%) vs previous periodPrevious: €354,317
Balance-sheet contextLatest financial period
Employees12Previous: No comparison value
Revenue trend5 periods
€29,616
2021-12-31
€44,989
2022-12-31
€51,272
2023-12-31
€53,320
2024-12-31
€57,419
2025-12-31
Operating profit (loss) trend5 periods
€32,039
2021-12-31
€8,392
2022-12-31
€1,707
2023-12-31
€2,579
2024-12-31
€1,433
2025-12-31
Profit (loss) for the financial year trend5 periods
€23,388
2021-12-31
€3,791
2022-12-31
-€4,412
2023-12-31
-€4,111
2024-12-31
-€2,635
2025-12-31
Assets trend5 periods
€285,188
2021-12-31
€375,235
2022-12-31
€356,493
2023-12-31
€354,317
2024-12-31
€407,778
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
4/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginPassable
56/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 8.4 % | 6.9 % | 6.0 % | 4.4 % | 2.9 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 65.4 % | 18.3 % | 3.3 % | 4.8 % | 2.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3163798-7
EU IDFIFPRO.3163798-7
MunicipalityTampere
Current registered entries
2020-10-09Registered in Tax Administration (Prepayment Register)
2020-11-25Registered in Tax Administration (Tax Administration)
2020-11-25Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Tamski Timo TuomasToimitusjohtajaSources: 6 · Confidence: 78%
Vilponen Jarno JuhaniPuheenjohtajaSources: 5 · Confidence: 78%
Tamski Timo TuomasVarsinainen jäsenSources: 3 · Confidence: 78%
Salonen Jussi JaakkoVarajäsenSources: 2 · Confidence: 78%
Jarno VilponenCo-Founder, PartnerSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
Satisfactory03 Capital Oy
Grade unchangedB2 · new analysis 2026-10-17
55/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueStable
ProfitabilityStable
SolvencyStable
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
45 peersSolvency16%
Below 84% of peers
Profitability64%
Better than 64% of peers
Revenue growth76%
Better than 76% of peers
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB2
2026-10-1755/100 · v0.15
B2 → B2 · +2 points- Evidence quality: Strong financial evidence → Usable financial evidence.
- Risk factor cleared: High balance-sheet leverage.
B2
2026-10-1053/100 · v0.14
Oldest retained automatic assessment in this comparisonB2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsSeurattava
56/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
10 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
8 register eventsLatest event: 2026-04-02
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
03 Capital Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.