Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
24 Housing Oy
24 Housing Oy's registered office is Esbo. It is a limited company. The company was established on 2002-03-15. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2023-12-31, revenue was €159,531 and operating profit was -€171,399.
Business ID 1749657-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1749657-5
- Sector
- Buying and selling of own real estate
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 2002-03-15
- Business ID registration date
- 2002-02-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kokinniitty 11 lt. 1, 02250, Esbo
Website: https://www.24housing.comSource observation
About 24 Housing Oy
Financial position and key figures for the company.
24 Housing Oy's location municipality is Esbo. It is a limited company. The company was established on 2002-03-15. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2023-12-31, revenue was €159,531 and operating profit was -€171,399. The latest retained financial statement for 2023-12-31 shows revenue of €159,531 and profit for the financial year of -€173,064. Based on the latest retained statement, revenue growth was -50.0%, operating margin was -107.4%, and equity ratio was +1.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2023-12-31
5
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-50.0%
Operating margin-107.4%
Equity ratio1.9%
Balance-sheet contextLatest financial period
Other operating income€20,514Previous: €1,574
Inventory€68,045Previous: €68,045
Cash and bank€96,228Previous: €305,996
Advances received€101,529Previous: €230,979
Retained earnings€171,466Previous: €228,472
Equity€6,403Previous: €195,067
Liabilities€328,279Previous: €328,898
Current assets€299,664Previous: €487,274
Current liabilities€328,279Previous: €328,898
Revenue trend2 periods
€319,371
2022-12-31
€159,531
2023-12-31
Operating profit (loss) trend2 periods
-€40,686
2022-12-31
-€171,399
2023-12-31
Profit (loss) for the financial year trend2 periods
-€41,406
2022-12-31
-€173,064
2023-12-31
Assets trend2 periods
€523,965
2022-12-31
€334,682
2023-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
3/100 · Declining
Current ratioPassable
17/100 · Declining
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 |
|---|---|---|
| Equity ratio | 66.6 % | 2.8 % |
| Current ratio | 1.14x | 0.50x |
| Operating profit margin | -12.7 % | -95.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1749657-5
VAT IDFI17496575
EU IDFIFPRO.1749657-5
MunicipalityEsbo
Current registered entries
2002-03-01VAT-liable for business activity in Tax Administration (VAT Register)
2002-03-07Registered in Tax Administration (Tax Administration)
2002-03-15Registered in Patent and Registration Office (Trade Register)
2002-03-18Registered in Tax Administration (Prepayment Register)
2007-01-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
Monitor24 Housing Oy
Grade unchangedB3 · new analysis 2026-10-17
40/100
Low
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
123 peersSolvency9%
Below 91% of peers
Profitability0%
Below 100% of peers
Liquidity56%
Better than 56% of peers
DelayedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings275 days after period end
501 days after period end
4 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Parsed financial metrics are older than the newest reported filing
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1740/100 · v0.15
B3 → B3B3
2026-10-0540/100 · v0.14
D → B3 · +11 points- Risk factor cleared: Losses in the latest and previous available periods.
- Risk factor cleared: Sharp year-over-year revenue drop.
- Risk factor cleared: Coordinated deterioration across 4 financial domains.
D
2026-09-19 00:4129/100 · v0.14
B1 → D · -39 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2023-12-31).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1468/100 · v0.14
Oldest retained automatic assessment in this comparisonB3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
53/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 24 years of registry continuity.
Registry and status signalsVakaa
87/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D → B3.Financial statement availableFinancialEvidence verified
2 Oct 2026 · PRH / XBRLFinancial period ends 2025-12-31.Financial statement availableFinancialEvidence verified
2 Oct 2026 · PRH / XBRLFinancial period ends 2024-12-31.Financial statements registeredFinancialEvidence verified
2 Oct 2026 · PRH / KREKFINANCIAL STATEMENTSFinancial statements registeredFinancialEvidence verified
2 Oct 2026 · PRH / KREKFINANCIAL STATEMENTSRisk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → D.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
18 register eventsLatest event: 2026-10-02
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
24 Housing Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.