Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
28-Palvelut Oy
28-Palvelut Oy's registered office is Tampere. It is a limited company. The company was established on 2020-10-19. It operates in the industry of other miscellaneous personal service activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €999,938 and operating profit was €94,677.
Business ID 3165304-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3165304-7
- Sector
- Other miscellaneous personal service activities n.e.c.
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 2020-10-19
- Business ID registration date
- 2020-10-18
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Ali-huikkaantie 4 B 13, 33560, Tampere
Email: [email protected]Source observation
People and decision-makers
Alenius Lari-TopiasToimitusjohtaja
About 28-Palvelut Oy
Financial position and key figures for the company.
28-Palvelut Oy's location municipality is Tampere. It is a limited company. The company was established on 2020-10-19. It operates in the industry of other miscellaneous personal service activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €999,938 and operating profit was €94,677. The latest retained financial statement for 2025-12-31 shows revenue of €999,938 and profit for the financial year of €74,912. Based on the latest retained statement, revenue growth was -84.6%, operating margin was +9.5%, and equity ratio was +86.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
Combined source
Derived indicators
Revenue growth-84.6%
Operating margin9.5%
Equity ratio86.2%
Balance-sheet contextLatest financial period
Inventory€114,142Previous: €33,098
Cash and bank€11,930Previous: €8,362
Retained earnings€87,666Previous: €86,891
Equity€172,079Previous: €103,166
Liabilities€27,585Previous: €1,179
Current assets€137,570Previous: €42,022
Current liabilities€27,585Previous: €1,179
Revenue trend3 periods
€198,154
2023-12-31
€6,477,010
2024-12-31
€999,938
2025-12-31
Operating profit (loss) trend5 periods
€2,675
2021-12-31
€28,900
2022-12-31
€87,318
2023-12-31
€3,373
2024-12-31
€94,677
2025-12-31
Profit (loss) for the financial year trend5 periods
-€3,866
2021-12-31
€21,239
2022-12-31
€69,518
2023-12-31
€776
2024-12-31
€74,912
2025-12-31
Assets trend5 periods
€37,717
2021-12-31
€61,443
2022-12-31
€126,100
2023-12-31
€104,345
2024-12-31
€199,664
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioGood
100/100 · Declining
Current ratioGood
100/100 · Declining
Operating profit marginSatisfactory
74/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | -10.3 % | 28.3 % | 85.0 % | 98.9 % | 86.2 % |
| Current ratio | - | - | - | 35.17x | 4.57x |
| Operating profit margin | - | - | 44.1 % | 0.1 % | 9.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3165304-7
VAT IDFI31653047
EU IDFIFPRO.3165304-7
MunicipalityTampere
Current registered entries
2020-10-18VAT-liable for business activity in Tax Administration (VAT Register)
2020-10-18Registered in Tax Administration (Prepayment Register)
2020-10-19Registered in Tax Administration (Tax Administration)
2020-10-19Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Alenius Lari-TopiasToimitusjohtajaSources: 5 · Confidence: 78%
Alenius Lari-TopiasPuheenjohtajaSources: 3 · Confidence: 78%
Alenius Turo-Tuomas HenrikkiVarajäsenSources: 2 · Confidence: 78%
Alenius Riku-JoonasVarsinainen jäsenSources: 4 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
Good28-Palvelut Oy
Grade unchangedA3 · new analysis 2026-10-17
77/100
High
Strong financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
4 comparable periodsRevenueVolatile
ProfitabilityVolatile
SolvencyVolatile
Same industry, size and age groupDescriptive comparison – does not change the model score.
30 peersSolvency97%
Better than 97% of peers
Profitability80%
Better than 80% of peers
Liquidity97%
Better than 97% of peers
Revenue growth0%
Below 100% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings112 days after period end
130 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
- Sharp year-over-year revenue drop
- Material volatility across multiple financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1777/100 · v0.15
A3 → A3A3
2026-10-17 07:0177/100 · v0.14
A3 → A3 · +3 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
A3
2026-09-1574/100 · v0.14
A3 → A3- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1474/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsSeurattava
60/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
12 register eventsLatest event: 2026-04-22
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
28-Palvelut Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.