Business profile

45 Invest Oy

45 Invest Oy's registered office is Oulunsalo. It is a limited company. The company was established on 2012-12-13. It operates in the industry of buying and selling of own real estate.

Claim profileContact details
Business ID 2511665-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2511665-9
Sector
Buying and selling of own real estate
Municipality
Oulunsalo
Company form
Limited company
Registration date
2012-12-13
Business ID registration date
2012-11-15
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Kauppiaantie 1 lh. 6, 90460, Oulunsalo

Website: https://www.45invest.fiSource: registry data

About 45 Invest Oy

Financial position and key figures for the company.

45 Invest Oy's location municipality is Oulunsalo. It is a limited company. The company was established on 2012-12-13. It operates in the industry of buying and selling of own real estate. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +81.0%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods5
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Equity ratio81.0%
Operating profit (loss)-€197,434-€121,757 (-160.9%) vs previous periodPrevious: -€75,678
Profit (loss) for the financial year€164,281+€253,850 (+283.4%) vs previous periodPrevious: -€89,569
Assets€5,606,434+€235,256 (+4.4%) vs previous periodPrevious: €5,371,178
Balance-sheet contextLatest financial period
Cash and bank€65,315Previous: €21,152
Retained earnings€4,378,205Previous: €4,263,925
Equity€4,539,358Previous: €4,430,705
Liabilities€1,067,076Previous: €940,473
Current assets€789,546Previous: €436,563
Current liabilities€135,479Previous: €82,387
Operating profit (loss) trend2 periods
-€75,678
2024-12-31
-€197,434
2025-12-31
Profit (loss) for the financial year trend2 periods
-€89,569
2024-12-31
€164,281
2025-12-31
Assets trend2 periods
€5,371,178
2024-12-31
€5,606,434
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Declining
81.0 %2024-12-31: 82.5 %
Current ratioWeak
16/100 · Improving
0.48x2024-12-31: 0.26x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Ratio history
Ratio2024-12-312025-12-31
Equity ratio82.5 %81.0 %
Current ratio0.26x0.48x
Operating profit margin--

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2511665-9
VAT IDFI25116659
EU IDFIFPRO.2511665-9
MunicipalityOulunsalo
Current registered entries
2012-12-13Registered in Tax Administration (Tax Administration)
2012-12-13Registered in Patent and Registration Office (Trade Register)
2013-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2013-01-01Registered in Tax Administration (Prepayment Register)
2015-08-12VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
2023-01-01Registered in Tax Administration (Employer Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
Good45 Invest Oy
Grade unchangedA3 · new analysis 2026-10-17
Model score70/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityStable
Peer comparisonSame industry and sizeDescriptive comparison – does not change the model score.
41 peers
Solvency78%
Better than 78% of peers
Liquidity44%
Below 56% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag177 days after period end
Typical registration lag180 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Weak current ratio
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A3
2026-10-1770/100 · v0.15
A3 → A3
A3
2026-09-17 05:3470/100 · v0.14
B1 → A3 · +3 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1467/100 · v0.14
B1 → B1
B1
2026-09-1467/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
53/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 13 years of registry continuity.

Registry and status signalsVakaa
87/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

21 register eventsLatest event: 2026-06-26

Financial statements availability

Available financial statement periods and PRH source filings.

5 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

45 Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.