Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
4P Areenat Oy
4P Areenat Oy's registered office is Masku. It is a limited company. The company was established on 2019-10-08. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €325,002 and operating profit was €134,096.
Business ID 3085386-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3085386-4
- Sector
- Activities of insurance agents and brokers
- Municipality
- Masku
- Company form
- Limited company
- Registration date
- 2019-10-08
- Business ID registration date
- 2019-09-06
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Otsontie 17, 21250, Masku
About 4P Areenat Oy
Financial position and key figures for the company.
4P Areenat Oy's location municipality is Masku. It is a limited company. The company was established on 2019-10-08. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €325,002 and operating profit was €134,096. The latest retained financial statement for 2025-12-31 shows revenue of €325,002 and profit for the financial year of €108,324. Based on the latest retained statement, revenue growth was not currently available, operating margin was +41.3%, and equity ratio was +74.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Operating margin41.3%
Equity ratio74.2%
Balance-sheet contextLatest financial period
Cash and bank€72,651Previous: €0
Retained earnings-€9,717Previous: -€9,056
Equity€101,127Previous: -€7,197
Liabilities€35,141Previous: €7,197
Current assets€136,267Previous: €0
Current liabilities€35,141Previous: €1,197
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
93/100 · Trend unavailable
Current ratioGood
69/100 · Improving
Operating profit marginGood
100/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3085386-4
EU IDFIFPRO.3085386-4
MunicipalityMasku
Current registered entries
2019-10-08Registered in Tax Administration (Tax Administration)
2019-10-08Registered in Patent and Registration Office (Trade Register)
2023-04-11Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very good4P Areenat Oy
Grade unchangedA2 · new analysis 2026-10-17
85/100
Medium
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
155 peersSolvency46%
Close to the peer-group midpoint
Profitability83%
Better than 83% of peers
Liquidity65%
Better than 65% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings57 days after period end
57 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1785/100 · v0.15
A2 → A2A2
2026-09-18 14:4485/100 · v0.14
B1 → A2 · +20 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1465/100 · v0.14
B1 → B1B1
2026-09-1465/100 · v0.13
Oldest retained automatic assessment in this comparisonA2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
64/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2026-02-26
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
4P Areenat Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.