Business profile

A&N Business Oy

A&N Business Oy's registered office is Kouvola. It is a limited company. The company was established on 2022-09-23. It operates in the industry of operating of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €87,743 and operating profit was €34,562.

Claim profileContact details
Business ID 3313963-1ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3313963-1
Sector
Operating of own or leased dwellings and residential real estate
Municipality
Kouvola
Company form
Limited company
Registration date
2022-09-23
Business ID registration date
2022-09-23
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: utinkatu 47, 45200, Kouvola

About A&N Business Oy

Financial position and key figures for the company.

A&N Business Oy's location municipality is Kouvola. It is a limited company. The company was established on 2022-09-23. It operates in the industry of operating of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €87,743 and operating profit was €34,562. The latest retained financial statement for 2025-12-31 shows revenue of €87,743 and profit for the financial year of €22,558. Based on the latest retained statement, revenue growth was +55.2%, operating margin was +39.4%, and equity ratio was +28.4%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth55.2%
Operating margin39.4%
Equity ratio28.4%
Revenue€87,743+€31,199 (+55.2%) vs previous periodPrevious: €56,544
Operating profit (loss)€34,562+€1,809 (+5.5%) vs previous periodPrevious: €32,753
Profit (loss) for the financial year€22,558+€355 (+1.6%) vs previous periodPrevious: €22,203
Assets€192,753+€66,932 (+53.2%) vs previous periodPrevious: €125,821
Balance-sheet contextLatest financial period
Cash and bank€53Previous: €358
Retained earnings€32,113Previous: €12,700
Equity€54,671Previous: €34,903
Liabilities€138,082Previous: €90,918
Current assets€1,316Previous: €358
Current liabilities€52,496Previous: €25,304
Revenue trend2 periods
€56,544
2024-12-31
€87,743
2025-12-31
Operating profit (loss) trend2 periods
€32,753
2024-12-31
€34,562
2025-12-31
Profit (loss) for the financial year trend2 periods
€22,203
2024-12-31
€22,558
2025-12-31
Assets trend2 periods
€125,821
2024-12-31
€192,753
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioPassable
35/100 · Improving
28.4 %2024-12-31: 27.7 %
Current ratioWeak
0/100 · Declining
0.00x2024-12-31: 0.01x
Operating profit marginGood
100/100 · Declining
39.4 %2024-12-31: 57.9 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio27.7 %28.4 %
Current ratio0.01x0.00x
Operating profit margin57.9 %39.4 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3313963-1
VAT IDFI33139631
EU IDFIFPRO.3313963-1
MunicipalityKouvola
Current registered entries
2022-09-23VAT-liable for business activity in Tax Administration (VAT Register)
2022-09-23Registered in Tax Administration (Prepayment Register)
2022-09-23Registered in Tax Administration (Tax Administration)
2022-09-23Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodA&N Business Oy
Grade unchangedA3 · new analysis 2026-10-17
Model score71/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueImproving
ProfitabilityDeteriorating
SolvencyStable
LiquidityStable
Peer comparisonSame industry and sizeDescriptive comparison – does not change the model score.
94 peers
Solvency36%
Below 64% of peers
Profitability77%
Better than 77% of peers
Liquidity18%
Below 82% of peers
Revenue growth90%
Better than 90% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag87 days after period end
Typical registration lag87 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong operating profitability
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Weak current ratio
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A3
2026-10-1771/100 · v0.15
A3 → A3
A3
2026-09-16 22:1771/100 · v0.14
B2 → A3 · +14 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1457/100 · v0.14
B2 → B2
B2
2026-09-1457/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 4 years of registry continuity.

Registry and status signalsRajallinen
47/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

5 register eventsLatest event: 2026-03-28

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

A&N Business Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.