Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Business profile
AaCap Oy
AaCap Oy's registered office is Söderkulla. It is a limited company. The company was established on 2021-12-28. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2026-03-31, revenue was €920,786 and operating profit was €95,494.
Business ID 3255240-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3255240-8
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Söderkulla
- Company form
- Limited company
- Registration date
- 2021-12-28
- Business ID registration date
- 2021-12-17
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kallioimarteenkuja 7, 01150, Söderkulla
Website: https://uulansaasto.fiSource observation
People and decision-makers
Kaartinen Aaron MikaelToimitusjohtaja
About AaCap Oy
Financial position and key figures for the company.
AaCap Oy's location municipality is Söderkulla. It is a limited company. The company was established on 2021-12-28. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2026-03-31, revenue was €920,786 and operating profit was €95,494. The latest retained financial statement for 2026-03-31 shows revenue of €920,786 and profit for the financial year of €78,467. Based on the latest retained statement, revenue growth was +28.6%, operating margin was +10.4%, and equity ratio was +18.9%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Sijoittaminen, konsultointi ja kaikki muu laillinen liiketoiminta
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-03-31
4
3
Combined source
Derived indicators
Revenue growth28.6%
Operating margin10.4%
Equity ratio18.9%
Balance-sheet contextLatest financial period
Inventory€644,838Previous: €463,341
Cash and bank€100,181Previous: €94,601
Retained earnings€44,650Previous: €11,505
Profit before taxes€98,094Previous: €41,431
Equity€140,617Previous: €62,150
Liabilities€604,403Previous: €593,061
Current assets€745,020Previous: €557,943
Current liabilities€19,903Previous: €8,561
Employees1Previous: 1
Revenue trend5 periods
€105,000
2022-12-31
€104,621
2023-03-31
€496,869
2024-03-31
€716,158
2025-03-31
€920,786
2026-03-31
Operating profit (loss) trend5 periods
-€17,200
2022-12-31
-€17,193
2023-03-31
€25,010
2024-03-31
€29,874
2025-03-31
€95,494
2026-03-31
Profit (loss) for the financial year trend5 periods
-€17,200
2022-12-31
-€17,192
2023-03-31
€28,698
2024-03-31
€33,146
2025-03-31
€78,467
2026-03-31
Assets trend5 periods
€285,000
2022-12-31
€285,082
2023-03-31
€616,656
2024-03-31
€655,212
2025-03-31
€745,020
2026-03-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioPassable
24/100 · Declining
Current ratioGood
100/100 · Improving
Operating profit marginGood
76/100 · Improving
Ratio history
| Ratio | 2022-12-31 | 2023-03-31 | 2024-03-31 | 2025-03-31 | 2026-03-31 |
|---|---|---|---|---|---|
| Equity ratio | 0.1 % | 4.7 % | 9.5 % | 18.9 % | 18.9 % |
| Current ratio | 256.00x | 20.20x | 11.10x | 5.00x | 37.43x |
| Operating profit margin | -16.4 % | 5.0 % | 4.2 % | 10.3 % | 10.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3255240-8
EU IDFIFPRO.3255240-8
MunicipalitySöderkulla
Current registered entries
2021-12-17Registered in Tax Administration (Prepayment Register)
2021-12-28Registered in Tax Administration (Tax Administration)
2021-12-28Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Kaartinen Aaron MikaelToimitusjohtajaSources: 3 · Confidence: 78%
Kaartinen Aaron MikaelVarsinainen jäsenSources: 2 · Confidence: 78%
Noora KaartinenHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodAaCap Oy
Grade upgradedB1 → A3 · new analysis 2026-10-03
70/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving · 2 consecutive periods
ProfitabilityImproving
SolvencyImproving
Same size nationallyDescriptive comparison – does not change the model score.
160 peersSolvency34%
Below 66% of peers
Profitability61%
Better than 61% of peers
Liquidity98%
Better than 98% of peers
Revenue growth78%
Better than 78% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings149 days after period end
151 days after period end
4 consecutive periods
Supporting factors
- Strong operating profitability
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-10-03 09:3270/100 · v0.14
B1 → A3 · +10 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-03-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1560/100 · v0.14
B2 → B1 · +2 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1458/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-03
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
44/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2025-10-17
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2026-03-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.
This company profile has not been claimed yet
AaCap Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.