Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Ab Bageri R. Fagerudd Leipomo Oy
Ab Bageri R. Fagerudd Leipomo Oy's registered office is Larsmo. It is a limited company. The company was established on 1981-08-13. It operates in the industry of manufacture of bread; manufacture of fresh pastry goods and cakes.
Business ID 0398194-0ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0398194-0
- Sector
- Manufacture of bread; manufacture of fresh pastry goods and cakes
- Municipality
- Larsmo
- Company form
- Limited company
- Registration date
- 1981-08-13
- Business ID registration date
- 1981-01-21
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: SÖDRA LARSMOVÄGEN 346, 68570, Larsmo
About Ab Bageri R. Fagerudd Leipomo Oy
Financial position and key figures for the company.
Ab Bageri R. Fagerudd Leipomo Oy's location municipality is Larsmo. It is a limited company. The company was established on 1981-08-13. It operates in the industry of manufacture of bread; manufacture of fresh pastry goods and cakes. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +53.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-10-31
6
2
PRH/XBRL financial statement
Derived indicators
Equity ratio53.0%
Balance-sheet contextLatest financial period
Inventory€53,424Previous: €55,735
Cash and bank€94,563Previous: €107,813
Retained earnings€215,687Previous: €215,939
Equity€238,950Previous: €252,706
Liabilities€212,242Previous: €204,512
Current assets€215,456Previous: €217,391
Current liabilities€193,909Previous: €166,179
Operating profit (loss) trend2 periods
€45,747
2024-10-31
€28,383
2025-10-31
Profit (loss) for the financial year trend2 periods
€43,377
2024-10-31
€19,948
2025-10-31
Assets trend2 periods
€457,218
2024-10-31
€451,192
2025-10-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
66/100 · Declining
Current ratioPassable
25/100 · Declining
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-10-31 | 2025-10-31 |
|---|---|---|
| Equity ratio | 55.3 % | 53.0 % |
| Current ratio | 0.98x | 0.76x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0398194-0
VAT IDFI03981940
EU IDFIFPRO.0398194-0
MunicipalityLarsmo
Current registered entries
1981-01-21Registered in Tax Administration (Tax Administration)
1981-02-01Registered in Tax Administration (Employer Register)
1981-08-13Registered in Patent and Registration Office (Trade Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableAb Bageri R. Fagerudd Leipomo Oy
Grade unchangedB1 · new analysis 2026-10-17
66/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityStable
Same size nationallyDescriptive comparison – does not change the model score.
118 peersSolvency48%
Close to the peer-group midpoint
Liquidity53%
Close to the peer-group midpoint
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings47 days after period end
100 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1766/100 · v0.15
B1 → B1B1
2026-09-16 09:0166/100 · v0.14
B1 → B1 · +4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-10-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1462/100 · v0.14
B1 → B1B1
2026-09-1462/100 · v0.13
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
35/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 45 years of registry continuity.
Registry and status signalsVakaa
78/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2025-12-17
Financial statements availability
Available financial statement periods and PRH source filings.
6 financial statement periodsLatest financial period: 2025-10-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Ab Bageri R. Fagerudd Leipomo Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.