Business profile

Ab FINCOVER Oy

Ab FINCOVER Oy's registered office is Jakobstad. It is a limited company. The company was established on 2006-06-12. It operates in the industry of retail sale of hardware and building materials without specialisation on any specific product group. In its latest retained statement for 2024-12-31, revenue was €105,887 and operating profit was €2,666.

Claim profileContact details
Business ID 2034973-6ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2034973-6
Sector
Retail sale of hardware and building materials without specialisation on any specific product group
Municipality
Jakobstad
Company form
Limited company
Registration date
2006-06-12
Business ID registration date
2006-04-28
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Borgarmalmsstigen 8, 68620, Jakobstad

Phone: +358505598977Source observation

Email: [email protected]Source observation

Website: https://www.kronholm.fiSource observation

People and decision-makers

Kronholm Mathias Carl MagnusToimitusjohtaja

About Ab FINCOVER Oy

Financial position and key figures for the company.

Ab FINCOVER Oy's location municipality is Jakobstad. It is a limited company. The company was established on 2006-06-12. It operates in the industry of retail sale of hardware and building materials without specialisation on any specific product group. In its latest retained statement for 2024-12-31, revenue was €105,887 and operating profit was €2,666. The latest retained financial statement for 2024-12-31 shows revenue of €105,887 and profit for the financial year of €1,343. Based on the latest retained statement, revenue growth was +61.6%, operating margin was +2.5%, and equity ratio was +80.3%.

Auxiliary business names

Public alternate names materialized from source observations.

MT-consulting

Financial highlights

Key figures from the latest financial period.

Latest financial period

2024-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth61.6%
Operating margin2.5%
Equity ratio80.3%
Revenue€105,887+€40,377 (+61.6%) vs previous periodPrevious: €65,510
Operating profit (loss)€2,666-€7,543 (-73.9%) vs previous periodPrevious: €10,210
Profit (loss) for the financial year€1,343-€8,866 (-86.8%) vs previous periodPrevious: €10,209
Assets€53,316+€6,941 (+15.0%) vs previous periodPrevious: €46,375
Balance-sheet contextLatest financial period
Profit before taxes€2,666Previous: €10,209
Employees12Previous: 0
Revenue trend5 periods
€45,550
2020-12-31
€87,341
2021-12-31
€41,209
2022-12-31
€65,510
2023-12-31
€105,887
2024-12-31
Operating profit (loss) trend5 periods
-€629
2020-12-31
€18,448
2021-12-31
€22,610
2022-12-31
€10,210
2023-12-31
€2,666
2024-12-31
Profit (loss) for the financial year trend5 periods
-€902
2020-12-31
€14,506
2021-12-31
€21,974
2022-12-31
€10,209
2023-12-31
€1,343
2024-12-31
Assets trend2 periods
€46,375
2023-12-31
€53,316
2024-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioGood
100/100 · Declining
80.3 %2023-12-31: 91.5 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2023-12-31: Ei saatavilla
Operating profit marginPassable
56/100 · Declining
2.5 %2023-12-31: 15.6 %
Ratio history
Ratio2020-12-312021-12-312022-12-312023-12-312024-12-31
Equity ratio-8.4 %36.9 %69.1 %91.5 %80.3 %
Current ratio-----
Operating profit margin-1.4 %21.1 %54.9 %15.6 %2.5 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2034973-6
VAT IDFI20349736
EU IDFIFPRO.2034973-6
MunicipalityJakobstad
Current registered entries
2006-05-16Registered in Tax Administration (Tax Administration)
2019-10-09VAT-liable for business activity in Tax Administration (VAT Register)
2019-10-16Registered in Patent and Registration Office (Trade Register)
2023-06-02Registered in Tax Administration (Prepayment Register)

Responsible people

Public role relationships materialized from source observations.

Kronholm Mathias Carl MagnusToimitusjohtajaSources: 4 · Confidence: 78%
Kronholm Thomas Carl GustavVarajäsenSources: 2 · Confidence: 78%
Kronholm Mathias Carl MagnusVarsinainen jäsenSources: 1 · Confidence: 72%
Henriksson Jan OveTilintarkastajaSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodAb FINCOVER Oy
Grade unchangedA3 · new analysis 2026-10-18
Model score71/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueImproving · 2 consecutive periods
ProfitabilityDeteriorating · 2 consecutive periods
SolvencyVolatile
LiquidityNot enough history
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
194 peers
Solvency80%
Better than 80% of peers
Profitability55%
Better than 55% of peers
Revenue growth97%
Better than 97% of peers
Supporting factors
  • Strong equity ratio
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Elevated industry distress context
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
A3
2026-10-1871/100 · v0.15
A3 → A3 · -1 points
  • Evidence quality: Strong financial evidence → Usable financial evidence.
A3
2026-10-0772/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
39/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 20 years of registry continuity.

Registry and status signalsSeurattava
66/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
7 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.

Registry timeline

Trade register notifications shown on a timeline.

13 register eventsLatest event: 2025-09-02

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Ab FINCOVER Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.