Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Ab Havulehto Consulting Oy
Ab Havulehto Consulting Oy's registered office is Vaasa. It is a limited company. The company was established on 2018-07-26. It operates in the industry of security and commodity contracts brokerage. In its latest retained statement for 2025-12-31, revenue was €11,608 and operating profit was -€28,540.
Business ID 2923704-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2923704-4
- Sector
- Security and commodity contracts brokerage
- Municipality
- Vaasa
- Company form
- Limited company
- Registration date
- 2018-07-26
- Business ID registration date
- 2018-06-27
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Yttergårdsstigen 5, 65280, Vaasa
About Ab Havulehto Consulting Oy
Financial position and key figures for the company.
Ab Havulehto Consulting Oy's location municipality is Vaasa. It is a limited company. The company was established on 2018-07-26. It operates in the industry of security and commodity contracts brokerage. In its latest retained statement for 2025-12-31, revenue was €11,608 and operating profit was -€28,540. The latest retained financial statement for 2025-12-31 shows revenue of €11,608 and profit for the financial year of -€26,779. Based on the latest retained statement, revenue growth was -80.7%, operating margin was -245.9%, and equity ratio was +100.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-80.7%
Operating margin-245.9%
Equity ratio100.0%
Balance-sheet contextLatest financial period
Other operating income€7,867Previous: €0
Cash and bank€77,590Previous: €63,400
Retained earnings€300,096Previous: €320,239
Equity€275,818Previous: €342,596
Liabilities€0Previous: €465
Current assets€98,967Previous: €134,866
Current liabilities€0Previous: €465
Revenue trend2 periods
€60,000
2024-12-31
€11,608
2025-12-31
Operating profit (loss) trend2 periods
€24,980
2024-12-31
-€28,540
2025-12-31
Profit (loss) for the financial year trend2 periods
€19,857
2024-12-31
-€26,779
2025-12-31
Assets trend2 periods
€343,061
2024-12-31
€275,818
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 99.9 % | 100.0 % |
| Current ratio | 136.42x | - |
| Operating profit margin | 41.6 % | -146.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2923704-4
VAT IDFI29237044
EU IDFIFPRO.2923704-4
MunicipalityVaasa
Current registered entries
2018-06-27VAT-liable for business activity in Tax Administration (VAT Register)
2018-07-26Registered in Tax Administration (Tax Administration)
2018-07-26Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableAb Havulehto Consulting Oy
Grade unchangedB1 · new analysis 2026-10-17
62/100
Medium
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsSolvencyStable
LiquidityNot enough history
Same size nationallyDescriptive comparison – does not change the model score.
828 peersSolvency97%
Better than 97% of peers
Profitability8%
Below 92% of peers
Revenue growth10%
Below 90% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings118 days after period end
114 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative profitability or net result
- Sharp year-over-year revenue drop
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1762/100 · v0.15
B1 → B1B1
2026-09-21 22:5062/100 · v0.14
B1 → B1 · -7 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1469/100 · v0.14
B1 → B1B1
2026-09-1469/100 · v0.13
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
88/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsSeurattava
66/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
12 register eventsLatest event: 2026-04-28
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Ab Havulehto Consulting Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.