Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Ab Lovisa Färghandel - Loviisan Värikauppa Oy
Ab Lovisa Färghandel - Loviisan Värikauppa Oy's registered office is Loviisa. It is a limited company. The company was established on 1991-04-24. It operates in the industry of retail sale of paints.
Business ID 0846534-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0846534-7
- Sector
- Retail sale of paints
- Municipality
- Loviisa
- Company form
- Limited company
- Registration date
- 1991-04-24
- Business ID registration date
- 1991-06-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Porvoonkatu 1, 07900, Loviisa
Phone: +35819531487Source observation
Email: [email protected]Source observation
Website: https://www.varisilmaloviisa.fiSource observation
People and decision-makers
Hällfors Jonas Robert MikaelToimitusjohtaja
About Ab Lovisa Färghandel - Loviisan Värikauppa Oy
Financial position and key figures for the company.
Ab Lovisa Färghandel - Loviisan Värikauppa Oy's location municipality is Loviisa. It is a limited company. The company was established on 1991-04-24. It operates in the industry of retail sale of paints. The latest retained financial statement for 2026-01-31 shows revenue of €1,618,599 and profit for the financial year of -€17,161. Based on the latest retained statement, revenue growth was -4.2%, operating margin was not currently available, and equity ratio was +79.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-01-31
0
0
Enriched source observation
Derived indicators
Revenue growth-4.2%
Equity ratio79.5%
Revenue€1,618,599-€70,238 (-4.2%) vs previous periodPrevious: €1,688,837
Profit (loss) for the financial year-€17,161-€47,581 (-156.4%) vs previous periodPrevious: €30,420
Assets€925,173-€21,596 (-2.3%) vs previous periodPrevious: €946,768
Balance-sheet contextLatest financial period
Employees6Previous: 4
Revenue trend5 periods
€1,835,975
2022-01-31
€1,809,131
2023-01-31
€1,752,168
2024-01-31
€1,688,837
2025-01-31
€1,618,599
2026-01-31
Profit (loss) for the financial year trend5 periods
€99,513
2022-01-31
€127,602
2023-01-31
€81,492
2024-01-31
€30,420
2025-01-31
-€17,161
2026-01-31
Assets trend5 periods
€946,467
2022-01-31
€978,858
2023-01-31
€953,566
2024-01-31
€946,768
2025-01-31
€925,173
2026-01-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
99/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2022-01-31 | 2023-01-31 | 2024-01-31 | 2025-01-31 | 2026-01-31 |
|---|---|---|---|---|---|
| Equity ratio | 82.6 % | 86.1 % | 89.5 % | 86.3 % | 79.5 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | - | - | - | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0846534-7
VAT IDFI08465347
EU IDFIFPRO.0846534-7
MunicipalityLoviisa
Current registered entries
1991-04-24Registered in Patent and Registration Office (Trade Register)
1991-06-19Registered in Tax Administration (Tax Administration)
1992-02-01Registered in Tax Administration (Employer Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Hällfors Jonas Robert MikaelToimitusjohtajaSources: 5 · Confidence: 78%
Hällfors Rea AnneliPuheenjohtajaSources: 5 · Confidence: 78%
Hällfors Jonas Robert MikaelVarsinainen jäsenSources: 2 · Confidence: 78%
Hällfors Joakim KristofferVarsinainen jäsenSources: 5 · Confidence: 78%
Olli Juhani RantalaVaratilintarkastajaSources: 1 · Confidence: 76%
Marko PöntinenPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableAb Lovisa Färghandel - Loviisan Värikauppa Oy
Grade downgradedA3 → B1 · new analysis 2026-10-19
67/100
Medium
Limited financial evidenceRegistry and statistics based
Financial development is mostly stable or mixed.
4 comparable periodsRevenueStable
ProfitabilityNot enough history
LiquidityNot enough history
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Elevated industry distress context
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-1967/100 · v0.15
A3 → B1 · -4 points- Assessment confidence: Low → Medium.
- Evidence quality: Usable financial evidence → Limited financial evidence.
- New risk factor: Sufficient structured financial metrics are not available.
A3
2026-09-2871/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-19
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
39/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 35 years of registry continuity.
Registry and status signalsVakaa
88/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
21 register eventsLatest event: 2026-06-10
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Ab Lovisa Färghandel - Loviisan Värikauppa Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.