Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Ab Rainer Nygård Oy
Ab Rainer Nygård Oy's registered office is Karleby. It is a limited company. The company was established on 1976-01-30. It operates in the industry of activities of agents involved in the wholesale of textiles, clothing, fur, footwear and leather goods. In its latest retained statement for 2025-12-31, revenue was €629,724 and operating profit was €230,629.
Business ID 0587845-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0587845-3
- Sector
- Activities of agents involved in the wholesale of textiles, clothing, fur, footwear and leather goods
- Municipality
- Karleby
- Company form
- Limited company
- Registration date
- 1976-01-30
- Business ID registration date
- 1985-04-17
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: PENSARINTIE 63, 67100, Karleby
About Ab Rainer Nygård Oy
Financial position and key figures for the company.
Ab Rainer Nygård Oy's location municipality is Karleby. It is a limited company. The company was established on 1976-01-30. It operates in the industry of activities of agents involved in the wholesale of textiles, clothing, fur, footwear and leather goods. In its latest retained statement for 2025-12-31, revenue was €629,724 and operating profit was €230,629. The latest retained financial statement for 2025-12-31 shows revenue of €629,724 and profit for the financial year of €140,963. Based on the latest retained statement, revenue growth was +45.5%, operating margin was +36.6%, and equity ratio was +46.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
6
2
PRH/XBRL financial statement
Derived indicators
Revenue growth45.5%
Operating margin36.6%
Equity ratio46.0%
Balance-sheet contextLatest financial period
Other operating income€1,260Previous: €19,206
Inventory€274,923Previous: €266,580
Cash and bank€272,759Previous: €225,229
Retained earnings€576,754Previous: €743,604
Equity€1,734,535Previous: €1,261,572
Liabilities€2,038,870Previous: €2,673,294
Current assets€551,675Previous: €514,896
Current liabilities€330,043Previous: €291,689
Revenue trend2 periods
€432,930
2024-12-31
€629,724
2025-12-31
Operating profit (loss) trend2 periods
€52,100
2024-12-31
€230,629
2025-12-31
Profit (loss) for the financial year trend2 periods
€1,150
2024-12-31
€140,963
2025-12-31
Assets trend2 periods
€3,934,866
2024-12-31
€3,773,405
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
57/100 · Improving
Current ratioSatisfactory
55/100 · Declining
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 32.1 % | 46.0 % |
| Current ratio | 1.69x | 1.66x |
| Operating profit margin | 11.5 % | 36.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0587845-3
VAT IDFI05878453
EU IDFIFPRO.0587845-3
MunicipalityKarleby
Current registered entries
1976-01-30Registered in Patent and Registration Office (Trade Register)
1985-04-17Registered in Tax Administration (Tax Administration)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
2004-04-15VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodAb Rainer Nygård Oy
Grade unchangedA2 · new analysis 2026-10-17
84/100
High
Strong financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
3 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyImproving
LiquidityStable
Same size nationallyDescriptive comparison – does not change the model score.
431 peersSolvency46%
Close to the peer-group midpoint
Profitability91%
Better than 91% of peers
Liquidity75%
Better than 75% of peers
Revenue growth91%
Better than 91% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings78 days after period end
99 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1784/100 · v0.15
A2 → A2A2
2026-09-18 22:5084/100 · v0.14
B1 → A2 · +16 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1468/100 · v0.14
B1 → B1B1
2026-09-1468/100 · v0.13
Oldest retained automatic assessment in this comparisonA2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
52/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
97/100
The company has about 50 years of registry continuity.
Registry and status signalsVakaa
80/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2026-03-19
Financial statements availability
Available financial statement periods and PRH source filings.
6 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Ab Rainer Nygård Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.