Business profile

Ab THL-Palvelut Oy

Ab THL-Palvelut Oy's registered office is Jakobstad. It is a limited company. The company was established on 2014-08-20. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2024-12-31, revenue was €390,684 and operating profit was €282,317.

Claim profileContact details
Business ID 2631510-7ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2631510-7
Sector
Activities of insurance agents and brokers
Municipality
Jakobstad
Company form
Limited company
Registration date
2014-08-20
Business ID registration date
2014-07-17
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Vestersundsgatan 50, 68620, Jakobstad

People and decision-makers

Lillrank Teemu HermanniToimitusjohtaja

About Ab THL-Palvelut Oy

Financial position and key figures for the company.

Ab THL-Palvelut Oy's location municipality is Jakobstad. It is a limited company. The company was established on 2014-08-20. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2024-12-31, revenue was €390,684 and operating profit was €282,317. The latest retained financial statement for 2024-12-31 shows revenue of €390,684 and profit for the financial year of €275,084. Based on the latest retained statement, revenue growth was -29.4%, operating margin was +69.1%, and equity ratio was +65.3%.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2024-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth-29.4%
Operating margin69.1%
Equity ratio65.3%
Revenue€390,684-€163,007 (-29.4%) vs previous periodPrevious: €553,691
Operating profit (loss)€282,317+€218,329 (+341.2%) vs previous periodPrevious: €63,988
Profit (loss) for the financial year€275,084+€228,916 (+495.8%) vs previous periodPrevious: €46,168
Assets€590,600-€49,482 (-7.7%) vs previous periodPrevious: €640,082
Balance-sheet contextLatest financial period
Profit before taxes€275,084Previous: €46,168
Employees1Previous: 1
Revenue trend5 periods
€222,882
2020-12-31
€185,351
2021-12-31
€432,878
2022-12-31
€553,691
2023-12-31
€390,684
2024-12-31
Operating profit (loss) trend5 periods
€48,205
2020-12-31
€102,591
2021-12-31
€123,677
2022-12-31
€63,988
2023-12-31
€282,317
2024-12-31
Profit (loss) for the financial year trend5 periods
€47,822
2020-12-31
€100,194
2021-12-31
€116,157
2022-12-31
€46,168
2023-12-31
€275,084
2024-12-31
Assets trend5 periods
€511,693
2020-12-31
€724,167
2021-12-31
€955,735
2022-12-31
€640,082
2023-12-31
€590,600
2024-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioGood
82/100 · Improving
65.3 %2023-12-31: 48.4 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2023-12-31: Ei saatavilla
Operating profit marginGood
100/100 · Improving
69.1 %2023-12-31: 11.2 %
Ratio history
Ratio2020-12-312021-12-312022-12-312023-12-312024-12-31
Equity ratio31.5 %34.3 %36.2 %48.4 %65.3 %
Current ratio-----
Operating profit margin20.8 %50.3 %27.3 %11.2 %69.1 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2631510-7
EU IDFIFPRO.2631510-7
MunicipalityJakobstad
Current registered entries
2014-07-17Registered in Tax Administration (Prepayment Register)
2014-08-20Registered in Tax Administration (Tax Administration)
2014-08-20Registered in Patent and Registration Office (Trade Register)

Responsible people

Public role relationships materialized from source observations.

Lillrank Teemu HermanniToimitusjohtajaSources: 5 · Confidence: 78%
Lillrank Teemu HermanniVarsinainen jäsenSources: 2 · Confidence: 78%
Lillrank Nina JohannaVarajäsenSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodAb THL-Palvelut Oy
Grade unchangedA2 · new analysis 2026-10-18
Model score80/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development has been volatile across multiple domains.
4 comparable periods
RevenueVolatile
ProfitabilityVolatile
SolvencyImproving · 2 consecutive periods
LiquidityNot enough history
Peer comparisonSame industryDescriptive comparison – does not change the model score.
116 peers
Solvency41%
Below 59% of peers
Profitability91%
Better than 91% of peers
Revenue growth12%
Below 88% of peers
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Active registered status
Risk factors to note
  • Material volatility across multiple financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
A2
2026-10-1880/100 · v0.15
A2 → A2 · -1 points
  • Evidence quality: Strong financial evidence → Usable financial evidence.
A2
2026-10-1481/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 12 years of registry continuity.

Registry and status signalsVakaa
77/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
14 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.

Registry timeline

Trade register notifications shown on a timeline.

15 register eventsLatest event: 2026-09-10

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Ab THL-Palvelut Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.