Risk grade updatedRisk gradeEvidence verified
4 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B3.Business profile
Ab Verdek Oy
Ab Verdek Oy's registered office is Nykarleby. It is a limited company. The company was established on 1992-04-29. It operates in the industry of joinery installation. In its latest retained statement for 2025-06-30, revenue was €453,686 and operating profit was -€22,907.
Business ID 0879092-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0879092-4
- Sector
- Joinery installation
- Municipality
- Nykarleby
- Company form
- Limited company
- Registration date
- 1992-04-29
- Business ID registration date
- 1992-03-12
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Sollefteågatan 16, 66900, Nykarleby
Website: https://www.verdek.fiSource observation
About Ab Verdek Oy
Financial position and key figures for the company.
Ab Verdek Oy's location municipality is Nykarleby. It is a limited company. The company was established on 1992-04-29. It operates in the industry of joinery installation. In its latest retained statement for 2025-06-30, revenue was €453,686 and operating profit was -€22,907. The latest retained financial statement for 2025-06-30 shows revenue of €453,686 and profit for the financial year of -€15,191. Based on the latest retained statement, revenue growth was -43.0%, operating margin was -5.0%, and equity ratio was +69.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-06-30
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-43.0%
Operating margin-5.0%
Equity ratio69.1%
Balance-sheet contextLatest financial period
Other operating income€567Previous: €0
Provisions or reserves€2,970Previous: €12,497
Inventory€97,998Previous: €79,577
Cash and bank€9,702Previous: €7,619
Retained earnings€165,178Previous: €172,303
Equity€152,687Previous: €190,178
Liabilities€65,164Previous: €89,038
Current assets€128,084Previous: €183,962
Current liabilities€61,964Previous: €75,038
Revenue trend2 periods
€796,498
2024-06-30
€453,686
2025-06-30
Operating profit (loss) trend2 periods
€20,150
2024-06-30
-€22,907
2025-06-30
Profit (loss) for the financial year trend2 periods
€15,175
2024-06-30
-€15,191
2025-06-30
Assets trend2 periods
€291,714
2024-06-30
€220,821
2025-06-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
88/100 · Improving
Current ratioSatisfactory
58/100 · Improving
Operating profit marginWeak
37/100 · Declining
Ratio history
| Ratio | 2024-06-30 | 2025-06-30 |
|---|---|---|
| Equity ratio | 69.5 % | 70.5 % |
| Current ratio | 1.16x | 1.74x |
| Operating profit margin | 2.5 % | -5.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0879092-4
VAT IDFI08790924
EU IDFIFPRO.0879092-4
MunicipalityNykarleby
Current registered entries
1992-03-01Registered in Tax Administration (Employer Register)
1992-03-12Registered in Tax Administration (Tax Administration)
1992-04-29Registered in Patent and Registration Office (Trade Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
2004-08-18VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorAb Verdek Oy
Grade downgradedB1 → B3 · new analysis 2026-10-04
49/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsSolvencyStable
LiquidityImproving
National Tier 1 comparisonDescriptive comparison – does not change the model score.
187 peersSolvency57%
Better than 57% of peers
Profitability14%
Below 86% of peers
Liquidity68%
Better than 68% of peers
Revenue growth9%
Below 91% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings148 days after period end
148 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Negative profitability or net result
- Sharp year-over-year revenue drop
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB3
2026-10-04 05:5749/100 · v0.14
B1 → B3 · -17 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-06-30).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1566/100 · v0.14
B1 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1460/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-04
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
45/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 34 years of registry continuity.
Registry and status signalsVakaa
86/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
20 register eventsLatest event: 2025-11-26
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-06-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Ab Verdek Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.