Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Account Upscaler Oy
Account Upscaler Oy's registered office is Järvenpää. It is a limited company. The company was established on 2023-09-05. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €176,560 and operating profit was -€502.
Business ID 3385190-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3385190-1
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Järvenpää
- Company form
- Limited company
- Registration date
- 2023-09-05
- Business ID registration date
- 2023-08-24
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Jenkkapolku 25 E, 04420, Järvenpää
About Account Upscaler Oy
Financial position and key figures for the company.
Account Upscaler Oy's location municipality is Järvenpää. It is a limited company. The company was established on 2023-09-05. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €176,560 and operating profit was -€502. The latest retained financial statement for 2025-12-31 shows revenue of €176,560 and profit for the financial year of -€1,367. Based on the latest retained statement, revenue growth was -47.5%, operating margin was -0.3%, and equity ratio was -40.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-47.5%
Operating margin-0.3%
Equity ratio-40.7%
Balance-sheet contextLatest financial period
Cash and bank€22,174Previous: €3,972
Retained earnings-€7,666Previous: €0
Equity-€9,033Previous: -€7,666
Liabilities€31,207Previous: €11,638
Current assets€22,174Previous: €3,972
Current liabilities€927Previous: €648
Revenue trend2 periods
€336,229
2024-12-31
€176,560
2025-12-31
Operating profit (loss) trend2 periods
-€7,549
2024-12-31
-€502
2025-12-31
Profit (loss) for the financial year trend2 periods
-€7,666
2024-12-31
-€1,367
2025-12-31
Assets trend2 periods
€3,972
2024-12-31
€22,174
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginWeak
49/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | -193.0 % | -40.7 % |
| Current ratio | 6.13x | 23.92x |
| Operating profit margin | -2.3 % | -0.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3385190-1
EU IDFIFPRO.3385190-1
MunicipalityJärvenpää
Current registered entries
2023-09-05Registered in Patent and Registration Office (Trade Register)
2023-09-06Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorAccount Upscaler Oy
Grade unchangedB3 · new analysis 2026-10-17
40/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsProfitabilityStable
SolvencyImproving
LiquidityImproving
Same industryDescriptive comparison – does not change the model score.
229 peersSolvency3%
Below 97% of peers
Profitability19%
Below 81% of peers
Liquidity83%
Better than 83% of peers
Revenue growth9%
Below 91% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings114 days after period end
87 days after period end
2 consecutive periods
Supporting factors
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative equity
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1740/100 · v0.15
B3 → B3B3
2026-09-24 04:1040/100 · v0.14
B2 → B3 · -17 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1557/100 · v0.14
B2 → B2- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1357/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
34/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
24 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2026-04-24
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Account Upscaler Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.