Risk grade updatedRisk gradeEvidence verified
15 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2 → A3.Business profile
Afarak Group SE
Afarak Group SE's registered office is Helsingfors. It is a public limited company. The company was established on 1985-11-07. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €141,279 and operating profit was -€2,612.
Business ID 0618181-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0618181-8
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Helsingfors
- Company form
- Public limited company
- Registration date
- 1985-11-07
- Business ID registration date
- 1986-04-04
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kaisaniemenkatu 4, 00100, Helsingfors
Website: https://www.afarak.comSource observation
People and decision-makers
Guy KonsbruckToimitusjohtaja
About Afarak Group SE
Financial position and key figures for the company.
Afarak Group SE's location municipality is Helsingfors. It is a public limited company. The company was established on 1985-11-07. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €141,279 and operating profit was -€2,612. The latest retained financial statement for 2025-12-31 shows revenue of €141,279 and profit for the financial year of -€8,939. Based on the latest retained statement, revenue growth was +9.8%, operating margin was -1.8%, and equity ratio was +64.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Nasdaq Helsinki / ESEF
Derived indicators
Revenue growth9.8%
Operating margin-1.8%
Equity ratio64.7%
Revenue€141,279+€12,638 (+9.8%) vs previous periodPrevious: €128,641
Operating profit (loss)-€2,612-€2,466 (-1689.0%) vs previous periodPrevious: -€146
Profit (loss) for the financial year-€8,939Previous comparison not availablePrevious: No comparison value
Assets€148,102-€13,500 (-8.4%) vs previous periodPrevious: €161,602
Balance-sheet contextLatest financial period
Cash and bank€7,325Previous: €3,954
Inventory€18,856Previous: €28,829
Profit before taxes-€7,524Previous: -€5,297
Equity€95,826Previous: €112,068
Liabilities€52,276Previous: €49,534
Current assets€46,631Previous: €57,799
Current liabilities€27,369Previous: €17,869
Revenue trend2 periods
€128,641
2024-12-31
€141,279
2025-12-31
Operating profit (loss) trend2 periods
-€146
2024-12-31
-€2,612
2025-12-31
Assets trend2 periods
€161,602
2024-12-31
€148,102
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Nasdaq Helsinki / ESEF.
Equity ratioGood
81/100 · Declining
Current ratioPassable
32/100 · Declining
Operating profit marginWeak
45/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 69.3 % | 64.7 % |
| Current ratio | 1.83x | 0.96x |
| Operating profit margin | -0.1 % | -1.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0618181-8
VAT IDFI06181818
MunicipalityHelsingfors
Current registered entries
1985-11-07Registered in Patent and Registration Office (Trade Register)
1986-04-04Registered in Tax Administration (Tax Administration)
1996-05-03Registered in Tax Administration (Prepayment Register)
2000-02-20Registered in Tax Administration (Employer Register)
2003-02-12VAT-liable for business activity in Tax Administration (VAT Register)
2003-08-26VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Guy KonsbruckToimitusjohtajaSources: 1 · Confidence: 99%
Thorstein AbrahamsenHallituksen puheenjohtajaSources: 1 · Confidence: 99%
Jelena ManojlovicHallituksen jäsenSources: 1 · Confidence: 99%
Julien DuniagueHallituksen jäsenSources: 1 · Confidence: 99%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodAfarak Group SE
Grade downgradedA2 → A3 · new analysis 2026-10-15
76/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueStable
ProfitabilityStable
SolvencyStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
48 peersSolvency33%
Below 67% of peers
Profitability15%
Below 85% of peers
Liquidity54%
Close to the peer-group midpoint
Revenue growth58%
Better than 58% of peers
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1576/100 · v0.14
A2 → A3 · -7 points- Revenue: Not enough history → Stable
- Profitability: Not enough history → Stable
- Solvency: Not enough history → Stable
A2
2026-10-1383/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-15
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 40 years of registry continuity.
Registry and status signalsVakaa
85/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
13 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Registry timeline
Trade register notifications shown on a timeline.
45 register eventsLatest event: 2026-08-21
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Afarak Group SE shows public core facts. A company representative can claim the profile, update public information, and access owner tools.