Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Business profile
AH Löppönen Oy
AH Löppönen Oy's registered office is Oulainen. It is a limited company. The company was established on 2019-11-11. It operates in the industry of activities of insurance agents and brokers.
Business ID 3097807-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3097807-7
- Sector
- Activities of insurance agents and brokers
- Municipality
- Oulainen
- Company form
- Limited company
- Registration date
- 2019-11-11
- Business ID registration date
- 2019-11-06
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Ojakankaantie 6, 86300, Oulainen
About AH Löppönen Oy
Financial position and key figures for the company.
AH Löppönen Oy's location municipality is Oulainen. It is a limited company. The company was established on 2019-11-11. It operates in the industry of activities of insurance agents and brokers. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +91.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-04-30
2
2
PRH/XBRL financial statement
Derived indicators
Equity ratio91.9%
Balance-sheet contextLatest financial period
Cash and bank€31,742Previous: €30,724
Retained earnings€142,298Previous: €137,756
Equity€283,929Previous: €282,298
Liabilities€25,079Previous: €43,144
Current assets€75,593Previous: €84,761
Current liabilities€22,549Previous: €35,214
Operating profit (loss) trend2 periods
€105,774
2024-04-30
€182,155
2025-04-30
Profit (loss) for the financial year trend2 periods
€84,030
2024-04-30
€144,543
2025-04-30
Assets trend2 periods
€325,442
2024-04-30
€309,009
2025-04-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioSatisfactory
47/100 · Improving
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-04-30 | 2025-04-30 |
|---|---|---|
| Equity ratio | 86.7 % | 91.9 % |
| Current ratio | 0.87x | 1.41x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3097807-7
EU IDFIFPRO.3097807-7
MunicipalityOulainen
Current registered entries
2019-11-11Registered in Tax Administration (Tax Administration)
2019-11-11Registered in Patent and Registration Office (Trade Register)
2019-12-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodAH Löppönen Oy
Grade upgradedB1 → A3 · new analysis 2026-09-22
73/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
2 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyImproving
LiquidityImproving
National Tier 1 comparisonDescriptive comparison – does not change the model score.
538 peersSolvency83%
Better than 83% of peers
Liquidity76%
Better than 76% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings248 days after period end
191 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Coordinated recovery across 2 financial domains
- Active registered status
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-09-22 12:0373/100 · v0.14
B1 → A3 · +10 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-04-30).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1463/100 · v0.14
B1 → B1 · +3 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1360/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-09-22
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
56/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
8 register eventsLatest event: 2026-01-03
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-04-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-03.
This company profile has not been claimed yet
AH Löppönen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.