Business profile

AHV-Finance Oy

AHV-Finance Oy's registered office is Helsingfors. It is a limited company. The company was established on 2013-08-16. It operates in the industry of activities of agents involved in non-specialised wholesale. In its latest retained statement for 2022-12-31, revenue was €291,917 and operating profit was €35,895.

Claim profileContact details
Business ID 2561500-1ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2561500-1
Sector
Activities of agents involved in non-specialised wholesale
Municipality
Helsingfors
Company form
Limited company
Registration date
2013-08-16
Business ID registration date
2013-07-29
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: neitojenranta 2 D 29, 00810, Helsingfors

Postal address: Neitojenranta 2 D 29, 00810, Helsingfors

Phone: +358400543818Source observation

Email: [email protected]Source observation

Website: https://ahvf.fiSource observation

People and decision-makers

Öhberg Ilkka JuhaniVarsinainen jäsen
van Woerden Willem AlexanderVarajäsen
Silvo Jukka SakariTilintarkastaja

About AHV-Finance Oy

Financial position and key figures for the company.

AHV-Finance Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2013-08-16. It operates in the industry of activities of agents involved in non-specialised wholesale. In its latest retained statement for 2022-12-31, revenue was €291,917 and operating profit was €35,895. The latest retained financial statement for 2022-12-31 shows revenue of €291,917 and profit for the financial year of €14,556. Based on the latest retained statement, revenue growth was -22.8%, operating margin was +12.2%, and equity ratio was +37.6%.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2022-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth-22.8%
Operating margin12.2%
Equity ratio37.6%
Revenue€291,917-€86,011 (-22.8%) vs previous periodPrevious: €377,928
Operating profit (loss)€35,895-€48,346 (-57.4%) vs previous periodPrevious: €84,241
Profit (loss) for the financial year€14,556+€1,372 (+10.4%) vs previous periodPrevious: €13,184
Assets€1,089,862-€44,130 (-3.9%) vs previous periodPrevious: €1,133,992
Balance-sheet contextLatest financial period
Revenue trend5 periods
€114,351
2018-12-31
€343,349
2019-12-31
€429,165
2020-12-31
€377,928
2021-12-31
€291,917
2022-12-31
Operating profit (loss) trend5 periods
€30,853
2018-12-31
€59,666
2019-12-31
€196,079
2020-12-31
€84,241
2021-12-31
€35,895
2022-12-31
Profit (loss) for the financial year trend5 periods
€16,870
2018-12-31
€24,237
2019-12-31
€123,818
2020-12-31
€13,184
2021-12-31
€14,556
2022-12-31
Assets trend2 periods
€1,133,992
2021-12-31
€1,089,862
2022-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioSatisfactory
47/100 · Improving
37.6 %2021-12-31: 36.4 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2021-12-31: Ei saatavilla
Operating profit marginGood
80/100 · Declining
12.2 %2021-12-31: 22.3 %
Ratio history
Ratio2018-12-312019-12-312020-12-312021-12-312022-12-31
Equity ratio---36.4 %37.6 %
Current ratio-----
Operating profit margin25.0 %17.0 %45.7 %22.3 %12.2 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2561500-1
EU IDFIFPRO.2561500-1
MunicipalityHelsingfors
Current registered entries
2013-08-16Registered in Patent and Registration Office (Trade Register)
2013-08-20Registered in Tax Administration (Tax Administration)

Responsible people

Public role relationships materialized from source observations.

van Woerden Willem AlexanderVarajäsenSources: 2 · Confidence: 78%
Öhberg Ilkka JuhaniVarsinainen jäsenSources: 4 · Confidence: 78%
Silvo Jukka SakariTilintarkastajaSources: 2 · Confidence: 78%
Jani Antero HolmiVaratilintarkastajaSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableAHV-Finance Oy
Grade unchangedB1 · new analysis 2026-10-18
Model score67/100
Assessment confidenceLow
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
4 comparable periods
RevenueDeteriorating · 2 consecutive periods
ProfitabilityDeteriorating · 2 consecutive periods
SolvencyStable
LiquidityNot enough history
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
95 peers
Solvency41%
Below 59% of peers
Profitability79%
Better than 79% of peers
Revenue growth13%
Below 87% of peers
Supporting factors
  • Strong operating profitability
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Parsed financial metrics are older than the newest reported filing
  • Coordinated deterioration across 2 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
B1
2026-10-1867/100 · v0.15
B1 → B1 · -1 points
B1
2026-09-3068/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
52/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 13 years of registry continuity.

Registry and status signalsSeurattava
70/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

38 register eventsLatest event: 2026-03-03

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-03.

This company profile has not been claimed yet

AHV-Finance Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.